The story of this market
The typical home in Telfair County, Georgia sells for about $116,409, or $78 per square foot.
Prices are roughly flat from a year ago (+0.59%), a market in balance. Homes take about 112 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,002 a month.
HUD sets the fair market rent for a 2-bedroom at $1,002 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Monthly price momentum
Home values since 2015
+1.1%
GA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,194
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Natural hazard exposure
The area's risk shape
28
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $5,129,542.
Mortgage activity
Home lending in this county
57.9%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 125 | 54 | 57.9% | 5.9% | $145,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Telfair County, Georgia
Telfair County's housing market remains stable with very low price points compared to the national average, reflecting its rural character. While inventory is sufficient for buyers, the market is constrained by a shrinking population and limited economic growth. Current conditions favor affordability over appreciation, with a price-to-income ratio that remains well within manageable levels.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 5 ZIP reports
Median prices moved up 0.0% year over year.
Homes spend a median of 152 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0.55% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 24.1% — a mixed stability profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 3 researched ZIP reports of 5 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Telfair County, Georgia — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 20
| 31037 | Mc Rae Helena | $170,000 | $94 | 0% | 152 | — | — | — | — | $912 | researched Sep 16 |
| 31044 | Jeffersonville | $145,000 | $98 | +2.1% | 82 | 96.5% | 12% | 6.2 | 45 | $671 | researched Sep 16 |
| 31055 | McRae-Helena | $120,000 | $85 | +2.1% | 92 | 96.5% | 12% | 6.4 | 48 | $722 | researched Sep 16 |
| 31078 | Roberta | $137,721 | $102 | +7.4% | 34 | 98.5% | — | 36 | 12 | $714 | researched Sep 16 |
| 31549 | Lumber City | $107,000 | — | 0% | — | — | — | — | — | $659 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county hosts five public schools rated good or higher by GreatSchools, serving a rural student population.
The area faces standard regional risks for wind and storm damage, with insurance premiums generally tracking statewide Georgia averages.
The local economy is primarily rural and agricultural, with limited new industrial development or major infrastructure projects currently reported.
Property taxes are assessed by the Telfair County Tax Commissioner based on local millage rates applied to 40% of fair market value, with standard homestead exemptions available for primary residences.
The rental market is characterized by low inventory and high vacancy rates, with HUD fair market rents for a two-bedroom unit averaging $973.
The economy is largely agricultural and rural, with low labor force participation and a high poverty rate compared to state averages.
The county is served by regional highway corridors, though public transit infrastructure is minimal.
The Telfair County Tax Assessor manages property valuations, with assessments typically updated to reflect market conditions and state-mandated equalization.
The county is served by the Telfair County School District and various local utility providers.
Property insurance costs are influenced by regional weather risks, with average annual premiums for the state of Georgia estimated at $2,323.
The county has experienced a population decline of approximately 10.2% since the 2020 census.
Georgia is a non-judicial foreclosure state, allowing for relatively rapid processing of defaults.
Sellers are required to provide a property disclosure statement detailing known material defects.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Features a golf course, lake, and trails, serving as a primary recreational anchor for the region.
Data sourced from US Census Bureau QuickFacts and Census Reporter.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Allows lenders to foreclose on property without a court order provided the security deed contains a power of sale clause; requires specific notice and advertising procedures.
O.C.G.A. Title 44, Chapter 14, Article 7
Sellers are required to truthfully answer questions posed by buyers regarding the property's condition, though specific liability protections exist for non-disclosure of certain psychological impacts or non-material facts.
O.C.G.A. § 44-1-16
applies when — Owner must occupy the property as their legal residence and have owned the property on January 1 of the tax year.
Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied.
O.C.G.A. § 48-5-40
Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
O.C.G.A. § 48-5-7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.