The story of this market
The typical home in Chatham County, Georgia sells for about $350,000, or $225 per square foot.
Prices are down 1.4% from a year ago, which gives buyers more room to negotiate. Homes take about 80 days to sell, which is slow. Over the long run, values in this county have grown 176% since 2000. Last year 34 of 56 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is hurricane, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,679 a month.
HUD sets the fair market rent for a 2-bedroom at $1,679 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+20.4%). Worst: 2010 (-7.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
GA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,185
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 56 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
77
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $276,746,342.
Mortgage activity
Home lending in this county
73.9%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 14152 | 6725 | 73.9% | 8.2% | $185,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Chatham County, Georgia
The Chatham County housing market is currently experiencing a cooling phase characterized by rising inventory and longer days on market. While median prices remain relatively stable, the increase in months of supply and a slight decline in year-over-year pricing suggest a shift toward a more buyer-friendly environment.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 8 cities · 12 ZIP reports
Median prices moved down 6.7% year over year.
Homes spend a median of 49 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 48.2% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 13.5% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 12 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Chatham County, Georgia — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 7, 2026.
researched Sep 16
researched Sep 16
researched Sep 16
researched Oct 8
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 16
| 31302 | Bloomingdale | $303,000 | $242 | +10.1% | 43 | — | — | — | 192 | $1,157 | researched Sep 16 |
| 31322 | Pooler | $363,000 | $172 | -0.9% | 101 | — | — | — | 402 | $1,677 | researched Sep 16 |
| 31328 | Tybee Island | $697,000 | $450 | +2.5% | 45 | 97.5% | 15% | 6.2 | 120 | $1,665 | researched Sep 16 |
| 31401 | Savannah | — | $378 | -32.8% | 117 | 96% | — | — | 306 | — | researched Oct 8 |
| 31404 | Savannah | $315,000 | $240 | -1.5% | 31 | — | — | — | 208 | $1,276 | researched Sep 16 |
| 31405 | Savannah | $426,500 | $221 | -2.1% | 59 | — | — | — | 293 | $1,492 | researched Sep 16 |
| 31406 | Savannah | $330,000 | $215 | -12% | 71 | 100% | 26.1% | 4.2 | 125 | $1,392 | researched Sep 16 |
| 31407 | Pooler | $330,000 | $175 | 0% | 59 | 98.8% | 15% | 4.2 | 264 | $1,830 | researched Sep 16 |
| 31408 | Pooler | $239,900 | $191 | 0% | 40 | 100% | — | — | 5 | $1,252 | researched Sep 16 |
| 31410 | Savannah | $445,000 | $262 | -10.7% | 57 | — | — | — | 165 | $1,765 | researched Sep 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Chatham County are generally higher than the national average, with urban areas in Savannah experiencing higher concentrations of property and violent crime compared to suburban and rural parts of the county.
The county is served by the Savannah-Chatham County Public School System, which offers a mix of magnet programs and traditional schools, though performance ratings vary significantly across the district.
Chatham County faces significant flood risks due to its coastal location and low elevation, necessitating strict adherence to FEMA flood maps and building codes; wind damage from hurricanes is a recurring seasonal concern.
Economic momentum is driven by the Port of Savannah, tourism, and a growing manufacturing sector, with significant infrastructure investment supporting logistics and industrial expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
The economy is anchored by the Georgia Ports Authority, the tourism and hospitality industry, and a growing manufacturing base including automotive and aerospace sectors.
The county is served by major corridors including I-95 and I-16, with the Savannah/Hilton Head International Airport providing regional and national connectivity.
The Chatham County Board of Assessors manages property valuations, conducting annual assessments to ensure tax rolls reflect current market conditions.
The county is served by the Savannah-Chatham County Public School System and various municipal utility districts providing water and sewer services.
Property insurance premiums in the county are influenced by coastal hazard exposure, with many properties requiring separate flood insurance policies.
- Sky Zone Trampoline Park4.13.9 mi
- Fun Zone4.79.9 mi
- Exhilarate - The Adventure Zone4.31 mi
- Legendary Golf4.825 mi
- Indy Karting & Amusement4.224.1 mi
- Savannah Convention Center4.56.1 mi
- Enmarket Arena4.35.2 mi
- Vic's On the River4.45.9 mi
- Harbour Town Lighthouse4.520.4 mi
- Grayson Stadium4.83.9 mi
- Forsyth Park4.84.9 mi
- The Cathedral Basilica of St. John the Baptist4.85.4 mi
- Tybee Island Beach4.616 mi
- Chippewa Square4.75.5 mi
- Tybee Island Light Station & Museum4.716.1 mi
- Wormsloe State Historic Site4.53.4 mi
- Chippewa Square4.75.5 mi
- Tybee Island Light Station & Museum4.716.1 mi
- Harbour Town Lighthouse4.520.4 mi
- Tybee Beach Pier and Pavilion4.616 mi
- Forsyth Park4.84.9 mi
- Wormsloe State Historic Site4.53.4 mi
- Bonaventure Cemetery4.75.1 mi
- Chippewa Square4.75.5 mi
- Skidaway Island State Park4.75 mi
- The Salty Dog Cafe4.319 mi
- Shelter Cove Harbour & Marina4.725.9 mi
- Thunderbolt Marine Inc. & Thunderbolt Marina4.64.6 mi
- Palmetto Bay Marina4.623.8 mi
- Safe Harbor Savannah Yacht Center4.66.7 mi
- Crosswinds Golf Club4.411.4 mi
- The Club At Savannah Harbor4.46.4 mi
- Southbridge Savannah Golf Club3.57.8 mi
- Henderson Golf Course4.18.7 mi
- Bacon Park Golf Course3.82.3 mi
- Tanger Outlets Savannah4.511.8 mi
- Oglethorpe Mall4.30.3 mi
- City Market4.65.8 mi
- Publix Super Market at Twelve Oaks Shopping Center4.51.8 mi
- Publix Super Market at Pooler Marketplace4.612.1 mi
- Savannah/Hilton Head International Airport4.510.2 mi
- Hilton Head Island Airport3.929.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
One of the largest National Historic Landmark Districts in the U.S., featuring 22 park-like squares and preserved 18th-century architecture.
A popular barrier island destination offering public beaches, a historic lighthouse, and recreational water activities.
Provides extensive hiking trails through maritime forests and salt marshes, offering residents access to coastal nature.
Data retrieved from U.S. Census Bureau QuickFacts and ACS 5-year estimates.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Allows lenders to foreclose on property without a court order provided the security deed contains a power of sale clause; requires specific notice and advertising procedures.
O.C.G.A. Title 44, Chapter 14, Article 7
Sellers are required to truthfully answer questions posed by buyers regarding the property's condition, though specific liability protections exist for non-disclosure of certain psychological impacts or non-material facts.
O.C.G.A. § 44-1-16
applies when — Owner must occupy the property as their legal residence and have owned the property on January 1 of the tax year.
Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied.
O.C.G.A. § 48-5-40
Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
O.C.G.A. § 48-5-7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.