The story of this market
The typical home in ZIP 99581 sells for about $125,000, or $145 per square foot.
Prices are down 2.3% from a year ago, which gives buyers more room to negotiate. Homes take about 185 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 99581 — Emmonak
The housing market in 99581 is extremely limited with very low transaction volume and high reliance on local subsistence-based living. Market conditions remain stable but stagnant, driven by the remote nature of the village and lack of external investment. Figures for active inventory and price cuts are based on limited local listings; no broader regional portal data is available for this specific ZCTA.
This ZIP is primarily for local residents and those employed in essential services within the village of Emmonak, as the remote location and lack of traditional market amenities make it unsuitable for typical investors or commuters.
Median prices moved down 2.3% year over year.
Homes spend a median of 185 days on market with 12.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 14.2% · poverty 28.5% — elevated distress and economic pressure.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 99581, Kusilvak Census Area, Alaska
Schools in Emmonak are part of the Lower Yukon School District, which serves remote rural Alaska communities with limited local infrastructure.
The area faces significant environmental risks including riverine flooding from the Yukon River and potential erosion, which impacts long-term property stability and insurance availability.
Economic activity is primarily driven by subsistence fishing and local government services, with limited commercial development or infrastructure expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alaska) — Municipal Property Tax: Tax is calculated as (Assessed Value - Exemptions) * Mill Rate. Municipalities are authorized to levy taxes and impose liens for enforcement. Exemptions include mandatory state-required exemptions (e.g., for certain residents) and optional local exemptions. State (Alaska) — Mandatory Property Tax Exemptions: Exemption of the first $150,000 of assessed value from municipal property taxation. State (Alaska) — Municipal Property Tax: Tax is calculated by multiplying the assessed value of the property by the local mill rate. State law mandates a mandatory exemption of the first $150,000 of assessed value for senior citizens (65+) and disabled veterans (50%+ service-connected disability). State (Alaska) — Optional Municipal Residential / Homestead Exemption Authorization: Allows municipal taxing bodies to exempt a percentage of the assessed value (commonly up to 20%, often capped at $50,000, as implemented in jurisdictions like Anchorage) for owner-occupied primary residences. State (Alaska) — Statewide Senior Citizen and Disabled Veteran Property Tax Exemption: Mandates that municipalities exempt the first $150,000 of assessed property value from ad valorem taxation. Formula: Taxable Value = Max(0, Assessed Value - $150,000).
Recreation is centered on outdoor activities including fishing, hunting, and boating along the Yukon River delta.
The rental market is extremely thin with very low turnover and limited availability of modern housing stock.
The economy is heavily reliant on the fishing industry and public sector employment, including the school district and local tribal government.
Transportation is primarily via air and river; there is no road connection to the Alaska highway system.
Development is limited to essential community infrastructure and housing maintenance projects.
The Kusilvak Census Area does not have a traditional borough-wide property tax assessment system, leading to decentralized property records.
The area is served by the Lower Yukon School District.
Property insurance is difficult to obtain and expensive due to the extreme remote location and high risk of natural disasters.
Alaska is a non-judicial foreclosure state.
Alaska requires sellers to provide a residential real estate transfer disclosure statement covering the condition of the property.
Data retrieved from data.census.gov ZCTA 99581 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Primary natural feature supporting local subsistence and transportation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.