LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 98250 sells for about $895,000, or $542 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 118 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,450 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 98250 — Friday Harbor

San Juan County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · cautiously optimistic

The 98250 housing market remains resilient, characterized by low inventory and steady demand for high-end island properties. While sales volume is modest, prices have maintained a positive trajectory, supported by the area's unique lifestyle appeal and limited buildable land.

Who this ZIP fits

This ZIP is ideal for retirees, remote workers, and lifestyle buyers seeking a quiet, scenic island environment; it is less suitable for traditional commuters or those requiring high-density urban amenities.

Parent geography
Friday Harbor · no city intel reportSan Juan County →Washington state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 158.3 km²Water area · 111.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$895,000
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
118 days
Active listings
128
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
96.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
56
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

6
Liquidity/100

Homes spend a median of 118 days on market with 9.1 months of supply — a slower-moving market.

69
Momentum/100

12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

88
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 7.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$300,000$600,000$900,000$1,200,000$1,500,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$3,000$4,500$6,000$7,500$9,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
8,876

ZCTA 98250, San Juan County WA

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
6.4%
Foreign-born residents
593
Naturalized (of foreign-born)
54.1%
Non-citizens (of population)
2.9%
Entered 2010 or later (of foreign-born)
25%
World region of birth (foreign-born)
Americas
47%
Europe
29.8%
Asia
13.7%
Oceania
5.1%
Africa
4.4%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the San Juan Islands are generally low, with property crime being the primary concern; the area remains significantly safer than the Washington state average.

Schools & education

Schools in the San Juan Island School District are highly regarded for their small class sizes and strong community involvement, consistently performing well in state assessments.

Environmental & hazard

The area faces moderate wildfire risks and requires careful management of water resources; coastal properties are subject to standard flood insurance requirements.

Growth & development

Economic momentum is driven by tourism, maritime services, and a growing remote-work population, though development is strictly limited by island geography and conservation efforts.

Taxation

Property taxes are assessed by San Juan County based on market value; Washington State does not impose a personal income tax, but local levies support school districts and emergency services.

Transportation & commute

Commuting to the mainland requires ferry travel, making daily transit to employment hubs like Seattle or Anacortes impractical for most residents.

Recreation & amenities

The area offers world-class outdoor recreation including whale watching, kayaking, hiking in San Juan Island National Historical Park, and a vibrant downtown shopping and dining district in Friday Harbor.

Rental market

The rental market is extremely tight with high demand from seasonal workers and limited long-term inventory, leading to significant upward pressure on rents.

Economy & employers

The economy is heavily reliant on tourism, hospitality, and local government services, with a growing segment of independent contractors and remote professionals.

Transportation & infrastructure

Transportation is primarily served by the Washington State Ferries system, with limited local bus service and high reliance on personal vehicles.

Development pipeline

Development is focused on small-scale residential infill and infrastructure maintenance due to strict environmental and zoning constraints.

County appraisal district

The San Juan County Assessor maintains property valuations based on annual market analysis and physical inspections.

Special districts

Parcels are subject to San Juan Island School District levies and various local fire and emergency medical service district assessments.

Insurance & hazard market

Property insurance premiums are rising due to increased wildfire risk and the logistical challenges of insuring remote island properties.

Migration & population flows

Net domestic migration remains positive, driven by individuals relocating from urban centers for lifestyle and remote-work flexibility.

Foreclosure doctrine

Washington is a deed-of-trust state, typically utilizing non-judicial foreclosure processes with specific notice and mediation requirements.

Disclosure doctrine

Sellers are required to provide a comprehensive real property transfer disclosure statement covering all known material defects.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 98250, San Juan County WA
Population
8,876
Median age
54.2 yrs
Owner-occupancy
72.4%
Median home value
$785,000
Median gross rent
$1,650
Median household income
$88,556
Median year built
1992
Vacancy rate
14.2%
Renter share
27.6%
Owner cost burden
28.5%
Renter cost burden
42.1%
Population change
+0.8%
Net migration
120
Work-from-home share
22.4%
Mean commute
18.5 min
Bachelor's or higher
48.2%
Unemployment
4.1%
Poverty rate
7.8%
Avg household size
2.1
White
88.5%
Hispanic
5.2%
Asian
1.8%
Other
4.5%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Friday Harbor ElementaryElementary7/10San Juan Island School DistrictStrong community focus.
Friday Harbor High SchoolHigh8/10San Juan Island School DistrictHigh graduation rates.
School districts
San Juan Island School DistrictB+Serves the majority of the island with a focus on small-school benefits.
Utilities & services
InternetRock Island CommunicationsPrimary fiber provider for the islands.
ElectricOPALCOMember-owned cooperative.
Water/SewerTown of Friday HarborMunicipal services for the town core.
Major employers & industries
San Juan CountyGovernmentMajor regional employer.
PeaceHealthHealthcarePrimary medical provider.
Washington State FerriesTransportationCritical infrastructure employer.
Major amenities · ZIP 98250
Theme, amusement & water parks
11 · 20 mi
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
20+ · 20 mi
Parks, trails & nature
19 · 13 mi
Lakes, marinas & beaches
16 · 20 mi
Shopping & dining districts
2 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
San Juan Island National Historical Park
Park

Features historic sites and extensive coastal hiking trails.

Friday Harbor Marina
Waterfront

A major hub for boating, whale watching tours, and ferry access.

San Juan Islands Museum of Art
Museum

A cultural anchor in downtown Friday Harbor.

On the horizon · announced & under construction
Friday Harbor Waterfront RevitalizationInfrastructureApprovedOngoing improvements to dock facilities and pedestrian access.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.