LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 96707 sells for about $753,500, or $635 per square foot.

Prices are down 12.23% from a year ago, which gives buyers more room to negotiate. Homes take about 50 days to sell. HUD's fair market rent for a two-bedroom is $3,737 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 96707 — Kapolei

Honolulu County →Honolulu marketrefreshed Sep 29, 2026next refresh Oct 29, 2026
Market mood · cautiously optimistic

The Kapolei housing market is currently experiencing a price correction, with median listing prices down year-over-year as inventory levels rise. Despite this, the area remains a high-demand suburban hub due to its ongoing infrastructure development and status as Oahu's 'Second City.' Market conditions are stabilizing as buyers adjust to current interest rate environments.

Who this ZIP fits

This ZIP is ideal for family buyers and professionals working in West Oahu or commuting to Honolulu who desire a master-planned suburban lifestyle. It also attracts investors looking for stable rental demand from the local workforce and military community.

Parent geography
Kapolei · no city intel reportHonolulu County →Hawaii state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 112.4 km²Water area · 7.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$753,500
-12.23% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
50 days
Active listings
383
Listings with price cuts
17%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
58
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
0
Growth/100

Median prices moved down 12.2% year over year.

64
Liquidity/100

Homes spend a median of 50 days on market with 4.5 months of supply — a fast-moving market.

71
Momentum/100

17% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

96
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.3% · poverty 6.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$560,000$640,000$720,000$800,000$880,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,000$2,500$3,000$3,500$4,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population base
47,181

ZCTA 96707, Honolulu County, HI

Area context
Crime & safety

Crime trends in the Kapolei area are generally consistent with suburban Honolulu, with property crime being the primary concern. Regional comparisons indicate it remains a relatively stable residential environment compared to denser urban cores.

Schools & education

Schools in the 96707 area are part of the Hawaii Department of Education system, with several highly-rated elementary and middle schools serving the growing family population. The area is characterized by a mix of public and charter school options.

Environmental & hazard

The area faces risks typical of coastal Hawaii, including potential for hurricane-force winds and localized flooding in low-lying zones. Insurance premiums are influenced by these environmental factors and proximity to the coast.

Growth & development

Kapolei serves as the 'Second City' of Oahu, featuring significant commercial development, major retail centers, and ongoing infrastructure expansion. It is a primary employment hub for West Oahu with a mix of government, retail, and tourism-related jobs.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Hawaii) — Real Property Tax: Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.

Transportation & commute

Commuting from 96707 to the Honolulu employment core typically involves travel via the H-1 freeway, which can experience significant congestion during peak hours. The area is increasingly served by the Skyline rail system, providing an alternative transit option toward Pearl Harbor and beyond.

Recreation & amenities

The area offers extensive recreational amenities including the Ko Olina resort lagoons, multiple public parks, and proximity to golf courses like the Kapolei Golf Club. Shopping and dining are concentrated in the Kapolei Commons and Ka Makana Ali'i centers.

Rental market

The rental market in 96707 is robust, driven by demand from military personnel and local families seeking suburban housing. Vacancy rates remain low, and rents have shown a consistent upward trajectory over the past year.

Economy & employers

The economy is anchored by the tourism, retail, and government sectors, with significant employment provided by the Ko Olina resort area and the Kapolei commercial district. It serves as a major economic engine for the western side of Oahu.

Transportation & infrastructure

The area is primarily served by the H-1 freeway and the newly operational Skyline rail system. Public bus transit (TheBus) provides connectivity throughout the region.

Development pipeline

Development is focused on the continued build-out of master-planned residential communities and the expansion of commercial infrastructure in the Kapolei urban core.

County appraisal district

The Honolulu County Real Property Assessment Division manages the assessment of all real property, utilizing annual market-based valuations.

Special districts

Parcels in this area are subject to standard county property taxes and may fall within specific community association or master-planned development districts.

Insurance & hazard market

Property insurance in this region is heavily influenced by hurricane and flood risk, with premiums reflecting the area's coastal exposure.

Migration & population flows

Hawaii experiences fluctuating net domestic migration, with recent trends showing a slight outflow of residents to the mainland, balanced by international and military-related arrivals.

Foreclosure doctrine

Hawaii is a non-judicial foreclosure state, allowing lenders to foreclose on properties without court intervention provided specific notice and procedural requirements are met.

Disclosure doctrine

Hawaii law requires sellers to provide a comprehensive disclosure statement to buyers, detailing the condition of the property and any known material defects.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 96707, Honolulu County, HI
Population
47,181
Median age
36.5 yrs
Owner-occupancy
62.5%
Median home value
$772,400
Median gross rent
$2,850
Median household income
$121,409
Median year built
1998
Vacancy rate
8.1%
Renter share
37.5%
Owner cost burden
32%
Renter cost burden
45%
Work-from-home share
12.5%
Mean commute
38.5 min
Bachelor's or higher
34.2%
Unemployment
2.3%
Poverty rate
6.5%
Avg household size
3.1
Asian
38.2%
White
18.5%
Native Hawaiian/Pacific Islander
15.2%
Two or More Races
22.1%
Other
6%

Data retrieved from data.census.gov ZCTA 96707 profiles.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Kapolei ElementaryElementary7/10Hawaii DOEServes the core Kapolei residential area.
Kapolei High SchoolHigh6/10Hawaii DOEThe primary public high school for the 96707 ZIP code.
School districts
Hawaii Department of EducationN/AStatewide district managing all public schools in the region.
Utilities & services
ElectricHawaiian ElectricPrimary provider for the island of Oahu.
Water/SewerHonolulu Board of Water SupplyMunicipal water and sewer services.
InternetHawaiian Telcom / SpectrumMajor broadband providers in the area.
Major employers & industries
Ko Olina ResortTourismMajor regional employer.
State of HawaiiGovernmentSignificant employer in the Kapolei government center.
Retail CentersRetailLarge concentration of retail jobs at Ka Makana Ali'i.
Major amenities · ZIP 96707
Theme, amusement & water parks
14 · 20 mi
Entertainment venues, stadiums & amphitheaters
10 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
20+ · 20 mi
Lakes, marinas & beaches
8 · 20 mi
Golf
20+ · 13 mi
Shopping & dining districts
12 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Ka Makana Ali'i
Shopping Center

A major regional shopping and dining destination serving the Kapolei area.

Ko Olina Lagoons
Beach/Park

Man-made lagoons providing public beach access and resort-style amenities.

Kapolei Golf Club
Golf Course

An 18-hole championship golf course located within the community.

On the horizon · announced & under construction
Skyline Rail ExpansionInfrastructureUnder ConstructionOngoing extension of the rail transit system connecting West Oahu to Honolulu.
Sources · 10 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.