The story of this market
The typical home in ZIP 96707 sells for about $753,500, or $635 per square foot.
Prices are down 12.23% from a year ago, which gives buyers more room to negotiate. Homes take about 50 days to sell. HUD's fair market rent for a two-bedroom is $3,737 a month.
ZIP 96707 — Kapolei
The Kapolei housing market is currently experiencing a price correction, with median listing prices down year-over-year as inventory levels rise. Despite this, the area remains a high-demand suburban hub due to its ongoing infrastructure development and status as Oahu's 'Second City.' Market conditions are stabilizing as buyers adjust to current interest rate environments.
This ZIP is ideal for family buyers and professionals working in West Oahu or commuting to Honolulu who desire a master-planned suburban lifestyle. It also attracts investors looking for stable rental demand from the local workforce and military community.
Median prices moved down 12.2% year over year.
Homes spend a median of 50 days on market with 4.5 months of supply — a fast-moving market.
17% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.3% · poverty 6.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
ZCTA 96707, Honolulu County, HI
Crime trends in the Kapolei area are generally consistent with suburban Honolulu, with property crime being the primary concern. Regional comparisons indicate it remains a relatively stable residential environment compared to denser urban cores.
Schools in the 96707 area are part of the Hawaii Department of Education system, with several highly-rated elementary and middle schools serving the growing family population. The area is characterized by a mix of public and charter school options.
The area faces risks typical of coastal Hawaii, including potential for hurricane-force winds and localized flooding in low-lying zones. Insurance premiums are influenced by these environmental factors and proximity to the coast.
Kapolei serves as the 'Second City' of Oahu, featuring significant commercial development, major retail centers, and ongoing infrastructure expansion. It is a primary employment hub for West Oahu with a mix of government, retail, and tourism-related jobs.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Hawaii) — Real Property Tax: Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.
Commuting from 96707 to the Honolulu employment core typically involves travel via the H-1 freeway, which can experience significant congestion during peak hours. The area is increasingly served by the Skyline rail system, providing an alternative transit option toward Pearl Harbor and beyond.
The area offers extensive recreational amenities including the Ko Olina resort lagoons, multiple public parks, and proximity to golf courses like the Kapolei Golf Club. Shopping and dining are concentrated in the Kapolei Commons and Ka Makana Ali'i centers.
The rental market in 96707 is robust, driven by demand from military personnel and local families seeking suburban housing. Vacancy rates remain low, and rents have shown a consistent upward trajectory over the past year.
The economy is anchored by the tourism, retail, and government sectors, with significant employment provided by the Ko Olina resort area and the Kapolei commercial district. It serves as a major economic engine for the western side of Oahu.
The area is primarily served by the H-1 freeway and the newly operational Skyline rail system. Public bus transit (TheBus) provides connectivity throughout the region.
Development is focused on the continued build-out of master-planned residential communities and the expansion of commercial infrastructure in the Kapolei urban core.
The Honolulu County Real Property Assessment Division manages the assessment of all real property, utilizing annual market-based valuations.
Parcels in this area are subject to standard county property taxes and may fall within specific community association or master-planned development districts.
Property insurance in this region is heavily influenced by hurricane and flood risk, with premiums reflecting the area's coastal exposure.
Hawaii experiences fluctuating net domestic migration, with recent trends showing a slight outflow of residents to the mainland, balanced by international and military-related arrivals.
Hawaii is a non-judicial foreclosure state, allowing lenders to foreclose on properties without court intervention provided specific notice and procedural requirements are met.
Hawaii law requires sellers to provide a comprehensive disclosure statement to buyers, detailing the condition of the property and any known material defects.
Data retrieved from data.census.gov ZCTA 96707 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Kualoa Ranch4.718.9 mi
- Wet 'n' Wild Hawaii4.11 mi
- Wai Kai4.33.9 mi
- Coral Crater Adventure Park4.92 mi
- The Escape Game Honolulu516 mi
- Hawaii Convention Center4.416.5 mi
- Aloha Stadium Swap Meet4.510 mi
- Barefoot Beach Cafe @ Queen's Surf Beach4.417.7 mi
- Consolidated Theatres Ward with TITAN LUXE4.315.3 mi
- Waimea Valley4.619.9 mi
- Dole Plantation4.212.6 mi
- Pearl Harbor National Memorial4.89.4 mi
- Mermaids Cave4.54.1 mi
- Coral Crater Adventure Park4.92 mi
- Mauka Warriors Luau4.92 mi
- Pearl Harbor National Memorial4.89.4 mi
- Pearl Harbor Historic Sites Visitor Center4.79.4 mi
- Iolani Palace4.614.8 mi
- Bishop Museum4.613.7 mi
- Waikiki Aquarium3.917.8 mi
- Pearl Harbor National Memorial4.89.4 mi
- ʻAiea Loop Trailhead4.712.3 mi
- Patsy T. Mink Central Oʻahu Regional Park4.56.7 mi
- Wahiawā Botanical Garden4.711.4 mi
- Puʻu O Hulu (Pink Pillbox) Trailhead4.86.9 mi
- Kewalo Basin Harbor4.515 mi
- Ko Olina Resort4.62.6 mi
- Waiʻanae Small Boat Harbor4.410.1 mi
- He'eia Kea Boat Harbor4.518.8 mi
- Ala Wai Boat Harbor4.116.3 mi
- Pearl At Kalauao4.310 mi
- Hawaii Prince Golf Club4.35 mi
- Kapolei Golf Club4.31.5 mi
- Ko Olina Golf Club4.52.4 mi
- Waikele Country Club4.36.3 mi
- Waikele Premium Outlets4.26.2 mi
- Pearlridge Center4.39.5 mi
- Aloha Stadium Swap Meet4.510 mi
- Navy Exchange Mall4.69.8 mi
- Ka Makana Aliʻi4.42.3 mi
- Daniel K. Inouye International Airport3.910.4 mi
- Blue Hawaiian Helicopters4.911.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major regional shopping and dining destination serving the Kapolei area.
Man-made lagoons providing public beach access and resort-style amenities.
An 18-hole championship golf course located within the community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.