The story of this market
The typical home in ZIP 95969 sells for about $400,000, or $288 per square foot.
Prices are up +7.4% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,509 a month.
ZIP 95969 — Paradise
The 95969 housing market is showing signs of recovery with a 7.4% year-over-year increase in median sale price to $400,000. Sales volume has increased significantly compared to the previous year, reflecting ongoing rebuilding efforts in the wake of the 2018 Camp Fire. The market is currently very competitive with a median of 48 days on market.
The area is primarily suited for those seeking rebuilding opportunities or affordable housing in a mountain-adjacent setting, though it remains a market in transition following the 2018 wildfire.
Median prices moved up 7.4% year over year.
Homes spend a median of 48 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
ZCTA 95969, Butte County CA
The area is significantly shaped by the 2018 Camp Fire, which destroyed much of the town and continues to influence local insurance and development postures.
The area is currently in a recovery and rebuilding phase following the 2018 Camp Fire, with ongoing new construction projects replacing lost housing stock.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
The local economy is heavily influenced by the recovery efforts from the 2018 Camp Fire and its proximity to the broader Chico agricultural and food-processing employment hub.
Data sourced from United States Zip Codes and IncomeByZipCode; specific ACS vintage not provided.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.