The story of this market
The typical home in ZIP 95757 sells for about $698,000, or $277 per square foot.
Prices are down 3.7% from a year ago, which gives buyers more room to negotiate. Homes take about 40 days to sell. HUD's fair market rent for a two-bedroom is $2,533 a month.
ZIP 95757 — Elk Grove
The 95757 housing market is experiencing a cooling phase, with median home values declining by 3.7% year-over-year and a notable increase in price-reduced listings. High interest rates and a shift in buyer sentiment have slowed market velocity, leading to longer days on market compared to previous years. Despite these headwinds, the area remains a desirable suburban destination for families due to its strong school district and modern housing stock.
This ZIP is ideal for family buyers and commuters seeking newer suburban housing stock, high-quality schools, and a balance between residential space and access to the Sacramento employment hub.
Median prices moved down 3.7% year over year.
Homes spend a median of 40 days on market with 3.2 months of supply — a fast-moving market.
19% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 9.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 95757, Sacramento County CA
The area is served by the Elk Grove Unified School District, which is generally characterized by high-performing schools and strong community engagement.
The region faces standard California wildfire and flood risks, with insurance premiums trending upward due to regional climate exposure.
The area benefits from proximity to Sacramento's employment core and ongoing suburban residential development, with significant infrastructure investment in the Elk Grove corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents primarily commute via Highway 99 and I-5 toward downtown Sacramento, with average commute times reflecting typical suburban traffic patterns.
The area features numerous community parks, walking trails, and proximity to regional golf courses and shopping centers like the Elk Grove Commons.
The rental market shows moderate pressure with a slight downward trajectory in asking rents, reflecting a cooling trend in the broader regional housing market.
The local economy is anchored by the Elk Grove Unified School District, healthcare services, and retail, with many residents employed in the broader Sacramento government and tech sectors.
The area is served by major highway corridors including Highway 99 and I-5, with limited public transit options relying on regional bus services.
Significant residential and commercial development is ongoing in the southern portion of the ZIP, focusing on master-planned communities.
The Sacramento County Assessor manages property valuations based on Proposition 13 guidelines.
Parcels are subject to Elk Grove Unified School District taxes and various local MUD/utility district assessments.
Property insurance premiums are rising due to regional wildfire risk and broader California market volatility.
Data retrieved from US Census Bureau and Neilsberg Research.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Fairytale Town4.513.2 mi
- Urban Air Trampoline and Adventure Park4.116.5 mi
- K1 Speed Sacramento4.315.2 mi
- Wacky Tacky Rancho Cordova4.219.5 mi
- Funderland Amusement Park4.213 mi
- Golden 1 Center4.515.8 mi
- Sutter Health Park4.616.1 mi
- SAFE Credit Union Convention Center4.515.5 mi
- Drake's: The Barn4.415.7 mi
- West Wind Sacramento 6 Drive-In4.515 mi
- Cinemark Century Laguna 16 and XD4.54.2 mi
- Regal Delta Shores & IMAX4.48.3 mi
- Cosumnes River Preserve4.76.5 mi
- Old Sugar Mill4.77.4 mi
- Regal UA Laguna Village4.25.5 mi
- California State Railroad Museum4.816.2 mi
- California State Capitol Museum4.715.5 mi
- Old Sacramento Waterfront4.616.1 mi
- Crocker Art Museum4.815.7 mi
- SMUD Museum of Science and Curiosity4.416.8 mi
- Elk Grove Regional Park4.73.5 mi
- Cosumnes River Preserve4.76.5 mi
- Oasis Park Elk Grove CA4.72.4 mi
- Garcia Bend Park4.410.5 mi
- Kammerer Park4.72.9 mi
- B & W Resort Marina4.518.1 mi
- Delta Shores Resort & Marina4.219.1 mi
- Sacramento Marina4.415.1 mi
- Wimpy's Marina Restaurant, Bar & RV Park4.39.9 mi
- New Hope Landing RV Park & Marina4.39.8 mi
- WildHawk Golf Club4.110.1 mi
- Bing Maloney Golf Course4.310.8 mi
- Bartley Cavanaugh Golf Course4.37.9 mi
- Emerald Lakes Golf Course4.43.7 mi
- Cordova Golf Course3.912.7 mi
- Delta Shores4.57.9 mi
- WinCo Foods4.35.4 mi
- Oto's Marketplace4.712.4 mi
- Safeway4.313 mi
- Safeway4.37.1 mi
- Sacramento International Airport4.424.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Large community park with trails, lakes, and sports facilities.
Public golf course serving the local community.
Major retail and dining hub for the area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.