ZIP 95148 — San Jose

The area is served by the Evergreen School District and East Side Union High School District, generally characterized by high-performing schools that are a primary draw for families in the region.

The area faces standard California wildfire and seismic risks, with insurance availability and premiums increasingly impacted by statewide climate-related underwriting adjustments.

Located in the Evergreen area of San Jose, the ZIP benefits from proximity to Silicon Valley tech employment hubs and established suburban infrastructure, though new development is limited by existing build-out.

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Residents primarily commute via Highway 101 and I-680 toward major Silicon Valley employment centers, with transit options including VTA bus services connecting to regional light rail.

The area features significant access to outdoor amenities including Evergreen Village Square, nearby regional parks like Joseph D. Grant County Park, and various community trails and golf courses.

The rental market is characterized by high demand from tech-sector professionals and families, with limited vacancy pressure and a trend toward stable or slightly moderating rent growth.

The economy is anchored by the broader Silicon Valley tech industry, with major employers including nearby semiconductor, software, and hardware firms.

The area is served by a network of arterial roads connecting to Highway 101 and I-680, with VTA bus lines providing local transit connectivity.

Development is primarily focused on infill residential projects and commercial revitalization within existing suburban centers.

The Santa Clara County Assessor manages property valuations based on Proposition 13 guidelines, with annual adjustments for market value changes upon transfer of ownership.

Parcels are subject to various special districts including the Santa Clara Valley Water District and local school district bond measures.

Property insurance premiums are rising due to regional wildfire risk assessments and broader California market volatility.