The story of this market
The typical home in ZIP 94531 sells for about $699,000, or $306 per square foot.
Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 65 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $3,150 a month.
ZIP 94531 — Antioch
The 94531 housing market shows signs of stability with flat year-over-year price momentum and a competitive sale-to-list ratio. While inventory remains constrained, the area continues to attract family buyers looking for suburban value within the broader Bay Area commute shed.
This ZIP is well-suited for family buyers and commuters seeking more affordable housing options compared to the inner Bay Area, while offering suburban amenities and newer construction.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 65 days on market with 5.1 months of supply — a balanced-paced market.
34% of listings have cut prices · homes sell at 101% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.2% · poverty 8.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 94531, Contra Costa County CA
The area is served by the Antioch Unified School District, with school quality varying by specific neighborhood and campus performance.
The region faces standard California wildfire and seismic risks, with insurance availability and premiums increasingly impacted by statewide climate-risk adjustments.
Economic momentum is driven by its role as a residential suburb for the San Francisco-Oakland-Fremont metropolitan area, with ongoing development in master-planned communities like Deer Valley.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents primarily commute to employment hubs in the East Bay and San Francisco via Highway 4 and the BART transit system.
The area features access to regional parks, trails, and proximity to the Sacramento-San Joaquin River Delta, with local shopping centers serving the residential base.
The rental market is characterized by moderate vacancy pressure and steady demand, with a mix of single-family home rentals and apartment complexes.
The local economy is primarily service-oriented, with many residents employed in the broader San Francisco-Oakland-Fremont metropolitan labor market.
Served by Highway 4 and the Antioch BART station, providing regional connectivity to the wider Bay Area.
Development is focused on residential expansion in the southern and eastern portions of the ZIP code.
Parcels are subject to Antioch Unified School District taxes and various local utility and flood control assessments.
Property insurance premiums are rising due to regional wildfire risk assessments and broader California market volatility.
Data retrieved from US Census Bureau and IncomeByZipCode.com.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Features a reservoir, swimming lagoon, and extensive hiking trails.
Historic mining site with expansive regional hiking and views.
Deterministic aggregate of 2 researched properties in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.
1 county-record distress flag(s) across 1 researched property on the ARED base layer. Key-figure check: median price corroborated by the researched-property base layer (within 12.5%).