The story of this market
The typical home in ZIP 94517 sells for about $1,219,000, or $587 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 35 days to sell. HUD's fair market rent for a two-bedroom is $3,501 a month.
ZIP 94517 — Clayton
The Clayton housing market remains stable with high demand for single-family homes, supported by low inventory and strong school ratings. While price growth has moderated compared to previous years, the area continues to attract family buyers seeking safety and quality of life. Market activity is currently driven by limited supply and a steady influx of professional commuters.
This ZIP is ideal for families and professionals seeking a quiet, safe, and scenic suburban environment with high-quality schools and proximity to regional employment centers.
Median prices moved up 2.4% year over year.
Homes spend a median of 35 days on market with 2.3 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.2% · poverty 4.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 94517, Contra Costa County, CA
Clayton is consistently ranked as one of the safest communities in Contra Costa County, with crime rates significantly lower than both state and national averages.
The area is served by the highly-rated Mt. Diablo Unified School District, with local schools frequently receiving top marks for academic performance and student support.
The region faces moderate wildfire risk due to its proximity to Mt. Diablo State Park, necessitating strict adherence to fire-safe landscaping and insurance requirements.
Development is largely constrained by the urban limit line and surrounding open space, focusing growth on infill projects and the preservation of the city's small-town character.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents typically commute by car to employment hubs in Walnut Creek, Concord, or the broader San Francisco Bay Area, as there is no direct rail transit within the ZIP.
The area features extensive access to Mt. Diablo State Park, numerous community parks, and local hiking trails, with major shopping and dining located in nearby Concord.
The rental market is characterized by low vacancy rates and high demand for single-family homes, with limited multi-family inventory available.
The local economy is primarily residential, with residents largely employed in the professional, technical, and healthcare sectors in nearby Walnut Creek and Concord.
Transportation relies heavily on private vehicles, with access to BART stations in Concord and Walnut Creek providing the primary transit link to the broader Bay Area.
Development is strictly managed by the city's general plan, which prioritizes the preservation of open space and limits high-density residential expansion.
The Contra Costa County Assessor maintains property valuations based on the purchase price plus annual adjustments, subject to Proposition 13 limitations.
Parcels are subject to various special districts, including the Mt. Diablo Unified School District and local flood control and utility service districts.
Property insurance premiums are rising due to regional wildfire risk, with many carriers requiring fire-mitigation certifications for coverage.
Data retrieved from data.census.gov ZCTA 94517 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides extensive hiking, biking, and equestrian trails with panoramic views.
Features sports fields, picnic areas, and playgrounds for local residents.
Private golf course and social club serving the local community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.