The story of this market
The typical home in ZIP 94505 sells for about $825,000, or $350 per square foot.
Prices are roughly flat from a year ago (+0.1%), a market in balance. Homes take about 67 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $3,029 a month.
ZIP 94505 — Discovery Bay
The Discovery Bay housing market is currently balanced, with stable home values and a moderate pace of sales. Market activity is driven by local demand for waterfront properties and suburban living, though high commute times remain a factor for potential buyers.
This ZIP is best suited for families and retirees seeking a waterfront lifestyle and suburban environment, though it requires a tolerance for long commutes to major employment centers.
Median prices moved up 0.1% year over year.
Homes spend a median of 67 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 8.6% · poverty 7.4% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 94505, Contra Costa County, CA
Schools serving the area are part of the Byron Union and Liberty Union High School Districts, generally reflecting suburban performance standards.
The area is situated in a delta region with specific flood-zone considerations and wildfire-risk management protocols common to Contra Costa County.
Development is characterized by established master-planned communities and waterfront residential projects with limited new commercial infrastructure expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Commuters typically face long drive times to employment hubs in the East Bay and Silicon Valley, with limited public transit connectivity.
The area is defined by its waterfront access, including the Discovery Bay Country Club, boating, fishing, and local community parks.
The rental market is primarily composed of single-family homes with limited multi-family inventory and stable vacancy pressure.
The local economy is largely residential, with residents commuting to major employers in the broader San Francisco Bay Area and East Bay regions.
Transportation is heavily reliant on private vehicles via highway corridors, with minimal public transit infrastructure available.
Development is focused on infill residential projects and maintaining existing master-planned community standards.
The Contra Costa County Assessor manages property valuations in accordance with California state law.
Parcels are subject to various special districts including school, water, and flood control districts typical of the Delta region.
Property insurance premiums are influenced by regional wildfire and flood risk assessments.
Data retrieved from US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Private golf and social club serving the local community.
Central hub for boating and water-based recreation in the Delta.
Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.