The story of this market
The typical home in ZIP 94109 sells for about $1,324,701, or $1,050 per square foot.
Prices are up +10.4% from a year ago, so sellers still have some momentum. Homes take about 33 days to sell. HUD's fair market rent for a two-bedroom is $3,495 a month.
ZIP 94109
The 94109 housing market is showing signs of recovery with a 10.4% year-over-year increase in median sale prices to $1.32M. Market activity has accelerated, with homes selling faster than in the previous year, indicating sustained demand in this dense urban area.
This ZIP is primarily suited for young professionals and single adults who value proximity to urban amenities and employment centers in San Francisco, given the high density of studio and apartment-style housing.
Median prices moved up 10.4% year over year.
Homes spend a median of 33 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
ZCTA 94109, San Francisco County, CA
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). County (San Francisco County, California) — Property Assessment Regime: The Office of the Assessor-Recorder is responsible for identifying and assessing all taxable property. Assessments are conducted to ensure fair and accurate valuation for the secured assessment roll, subject to state-mandated uniformity and consistency standards.
The rental market in 94109 shows high demand with a median asking rent of $3,495 per month, reflecting a significant year-over-year increase.
The area is part of the broader San Francisco economy, characterized by a mix of technology, finance, and professional services sectors.
Data sourced from Census Reporter and United States Zip Codes.
- Children's Fairyland4.58.9 mi
- Dave & Buster's Daly City4.18.9 mi
- Round1 Bowling & Arcade - San Francisco3.55.5 mi
- K1 Speed San Francisco4.310.6 mi
- Round1 Bowling & Arcade - Hayward4.119.9 mi
- Chase Center4.72.5 mi
- Oracle Park4.72 mi
- Palace of Fine Arts4.81.6 mi
- Moscone Center4.51.3 mi
- Exploratorium4.71.4 mi
- PIER 394.61.3 mi
- Oracle Park4.72 mi
- Golden Gate Bridge4.83.6 mi
- Muir Woods National Monument4.811.3 mi
- The Painted Ladies4.41.3 mi
- PIER 394.61.3 mi
- Ferry Building4.61.5 mi
- Golden Gate Bridge4.83.6 mi
- The Painted Ladies4.41.3 mi
- California Academy of Sciences4.62.9 mi
- Muir Woods National Monument4.811.3 mi
- Golden Gate Park4.83.8 mi
- Mission Dolores Park4.72.3 mi
- Twin Peaks4.73.1 mi
- Union Square4.40.8 mi
- PIER 394.61.3 mi
- Jack London Square4.57.9 mi
- St. Francis Yacht Club4.71.7 mi
- Lake Chabot Marina & Café4.518.1 mi
- Pier 404.52 mi
- The Olympic Club4.77 mi
- Presidio Golf Course4.52.1 mi
- Corica Park Golf Course4.210.9 mi
- TPC Harding Park4.36.1 mi
- Tilden Park Golf Course4.111.8 mi
- PIER 394.61.3 mi
- Ferry Building4.61.5 mi
- Stonestown Galleria4.35.4 mi
- Serramonte Center4.28.8 mi
- H Mart San Francisco4.56.3 mi
- San Francisco International Airport4.312.2 mi
- Oakland San Francisco Bay Airport4.212.1 mi
- Seaplane Adventures4.87.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).