The story of this market
The typical home in ZIP 93664 sells for about $425,000, or $322 per square foot.
Homes take about 71 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,800 a month.
ZIP 93664 — Shaver Lake
The housing market in 93664 is characterized by low inventory and high vacancy rates, largely due to the prevalence of seasonal vacation homes. Prices remain stable, reflecting the niche demand for mountain properties rather than broader regional economic trends. Market activity is driven by recreational buyers rather than primary residential growth.
This ZIP is best suited for vacation-home buyers, outdoor enthusiasts, and retirees seeking a mountain lifestyle, rather than daily commuters or urban-focused families.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 71 days on market with 4.0 months of supply — a balanced-paced market.
17% of listings have cut prices · homes sell at 99.3% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 6.8% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 93664, Fresno County CA
Not determinable for the specific ZIP code; regional crime data is typically reported at the city or county level.
Not determinable; specific school ratings for the Shaver Lake area are not provided in the current dataset.
The area is located in a mountainous region with significant wildfire risk, which influences local property insurance availability and premiums.
Growth is primarily driven by seasonal tourism and recreational activity rather than large-scale corporate development or major infrastructure expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Commuting from Shaver Lake to the Fresno employment core involves a significant drive of approximately 45-60 minutes via Highway 168.
The area is a premier destination for outdoor recreation, featuring Shaver Lake for boating and fishing, nearby hiking trails in the Sierra National Forest, and proximity to winter sports.
The rental market is heavily influenced by seasonal and short-term vacation rentals, with limited long-term inventory available for year-round residents.
The local economy is primarily supported by tourism, hospitality, and seasonal recreational services.
Transportation is limited to private vehicle travel via Highway 168; there is no public transit infrastructure serving this mountain community.
No major commercial or residential developments are currently reported for this ZIP code.
The Fresno County Assessor manages property valuations based on Proposition 13 guidelines.
Parcels may be subject to local fire protection district assessments and water/utility service district fees.
Property insurance in this high-fire-risk zone is increasingly difficult to secure, with many residents relying on the California FAIR Plan.
Data retrieved from US Census Bureau ZCTA profiles and local market aggregators.
A major recreational hub for boating, fishing, and water sports.
Provides extensive hiking, camping, and wilderness access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.