LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 92865 sells for about $1,150,000, or $625 per square foot.

Prices are down 2.2% from a year ago, which gives buyers more room to negotiate. Homes take about 50 days to sell. HUD's fair market rent for a two-bedroom is $4,000 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 92865

Orange County →refreshed Oct 1, 20262 cycles retainednext refresh Oct 31, 2026
Market mood · cautiously optimistic

The 92865 housing market remains competitive with high demand, though price growth has moderated compared to previous years. Inventory remains tight, supporting current price levels despite a slight year-over-year dip. Buyers are active, but the market is sensitive to interest rate fluctuations and affordability constraints.

Who this ZIP fits

This ZIP is well-suited for family buyers and established professionals who value proximity to Orange County's employment centers. It offers a suburban lifestyle with access to established amenities, making it attractive to those seeking stability over high-density urban living.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 9.9 km²Water area · 0 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$1,150,000
-2.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
50 days
Active listings
29
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
69
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
39
Growth/100

Median prices moved down 2.2% year over year.

71
Liquidity/100

Homes spend a median of 50 days on market with 3.2 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

91
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 7.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$600,000$900,000$1,200,000$1,500,000$1,800,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$5,000$7,500$10,000$12,500$15,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
38,500

ZCTA 92865, Orange County CA

Area context
Crime & safety

Crime rates in the area are generally consistent with regional averages for Orange County, with property crime being the primary concern. Local law enforcement maintains active community outreach programs to address neighborhood safety.

Schools & education

The area is served by the Orange Unified School District, which generally maintains solid academic performance ratings. Many schools in the vicinity are well-regarded for their extracurricular programs and community involvement.

Environmental & hazard

The region faces moderate risks related to wildfire exposure and occasional seismic activity common to Southern California. Property insurance premiums have seen upward pressure due to these environmental factors.

Growth & development

Economic momentum is driven by proximity to major Orange County employment hubs and ongoing redevelopment of older commercial corridors. Infrastructure improvements focus on enhancing traffic flow and utility capacity for existing residential zones.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). County (Orange County, California) — Ad Valorem Property Tax (Base Rate): The base property tax rate is 1% of the assessed value as mandated by California Proposition 13, plus additional voter-approved local levies, resulting in an effective rate typically ranging from 1.1% to 1.3%.

Transportation & commute

Residents benefit from proximity to the 55 and 5 freeways, providing access to major employment centers in Irvine and Santa Ana. Public transit options are limited, making personal vehicle use the primary mode of commuting.

Recreation & amenities

The area features several local parks and is within a short drive of the Santa Ana River Trail and various golf courses. Shopping and dining are concentrated along the Tustin Street corridor.

Rental market

The rental market is characterized by high demand and limited inventory, leading to steady rent growth. There is a mix of long-term residential rentals and some investor-owned properties.

Economy & employers

The local economy is anchored by healthcare, education, and retail sectors. Proximity to major corporate headquarters in neighboring Irvine provides significant employment opportunities.

Transportation & infrastructure

The area is served by a network of major freeways including the 55 and 5. Public transportation is primarily provided by OCTA bus services.

Development pipeline

Development is focused on infill projects and the revitalization of existing commercial zones. There is limited land for large-scale new residential construction.

Special districts

Parcels are subject to Orange Unified School District taxes and various municipal utility assessments.

Insurance & hazard market

Property insurance market is stable but experiencing premium increases due to regional wildfire and climate risk assessments.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 92865, Orange County CA
Population
38,500
Median age
39.5 yrs
Owner-occupancy
59%
Median home value
$1,060,000
Median gross rent
$2,800
Median household income
$105,000
Median year built
1975
Vacancy rate
4%
Renter share
38%
Owner cost burden
28%
Renter cost burden
45%
Population change
+0.5%
Work-from-home share
18%
Mean commute
28 min
Bachelor's or higher
42%
Unemployment
3.5%
Poverty rate
7%
Avg household size
2.8
White
55%
Hispanic
25%
Asian
15%
Other
5%

Data retrieved from data.census.gov ZCTA 92865 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Orange High SchoolHigh6/10Orange UnifiedServes the local high school population.
Portola Middle SchoolMiddle7/10Orange UnifiedWell-regarded middle school in the district.
School districts
Orange Unified ISDBLarge district serving the city of Orange and surrounding areas.
Utilities & services
ElectricSouthern California EdisonPrimary electricity provider.
Natural GasSoCalGasPrimary natural gas provider.
WaterCity of OrangeMunicipal water service.
Major employers & industries
Children's Hospital of Orange CountyHealthcareMajor regional employer.
Chapman UniversityEducationSignificant local economic anchor.
Major amenities · ZIP 92865
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
15 · 20 mi
Family fun & things to do
20+ · 13 mi
Parks, trails & nature
20+ · 13 mi
Shopping & dining districts
7 · 13 mi
Airports
4 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Hart Park
Park

A large community park offering sports fields and picnic areas.

Tustin Street Corridor
Shopping/Dining

Major retail and dining hub serving the local community.

On the horizon · announced & under construction
Local Commercial RedevelopmentMixed-useApprovedOngoing efforts to modernize aging retail centers into mixed-use spaces.
Sources · 4 cited

Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).