The story of this market
The typical home in ZIP 92677 sells for about $1,299,000, or $745 per square foot.
Prices are down 5.43% from a year ago, which gives buyers more room to negotiate. Homes take about 50 days to sell. HUD's fair market rent for a two-bedroom is $2,903 a month.
ZIP 92677
The 92677 housing market is currently experiencing a cooling phase with a slight year-over-year decline in median prices, reflecting broader regional trends. Despite this, demand remains steady for well-priced inventory, and the area continues to be a highly desirable location for families and professionals. The market is characterized by low inventory and a competitive pace for quality homes.
This ZIP is ideal for affluent families and established professionals seeking high-quality schools, suburban amenities, and proximity to coastal recreation.
Median prices moved down 5.4% year over year.
Homes spend a median of 50 days on market with 0.8 months of supply — a fast-moving market.
33% of listings have cut prices · homes sell at 98.5% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.1% · poverty 6.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 92677, Orange County CA
Laguna Niguel generally reports lower crime rates compared to the national average, with property crime being the primary concern in the region.
The area is served by highly-rated public schools within the Capistrano Unified School District, which are frequently cited as a primary draw for families.
The region faces moderate wildfire risk due to its proximity to coastal canyons and open space, and residents are typically required to maintain fire-resistant landscaping.
Economic momentum is driven by a mix of professional services and retail, with limited new large-scale development due to the area being largely built-out.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents primarily commute via the I-5 freeway and the 73 toll road toward employment hubs in Irvine and South Orange County, with limited public transit options.
The area features extensive access to regional parks like Laguna Niguel Regional Park, numerous hiking trails, and proximity to world-class beaches and golf courses.
The rental market is characterized by steady demand and low vacancy rates, with a mix of long-term residential leases and some short-term rental activity.
The local economy is anchored by professional services, healthcare, and retail, with many residents commuting to major corporate campuses in nearby Irvine.
Transportation is heavily reliant on personal vehicles, with the I-5 and SR-73 serving as the primary arteries for regional access.
Development is focused on infill projects and the renovation of existing commercial centers rather than large-scale new construction.
The Orange County Assessor manages property valuations based on Proposition 13 guidelines.
Parcels are frequently subject to Mello-Roos special taxes for infrastructure and school funding.
Property insurance premiums are rising due to regional wildfire risk and broader California market volatility.
Data retrieved from data.census.gov ZCTA 92677 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Discovery Cube Orange County4.419 mi
- Wild Rivers Waterpark4.19.5 mi
- Irvine Park Railroad4.718.5 mi
- Boomers Irvine4.212.3 mi
- Pretend City Children's Museum4.57.9 mi
- OC Fair & Event Center4.414.8 mi
- Segerstrom Center for the Arts4.815.2 mi
- Tanaka Farms4.610.2 mi
- The Observatory4.517 mi
- Roger's Gardens4.611 mi
- Great Park4.610 mi
- Tanaka Farms4.610.2 mi
- Crystal Cove State Park4.86.8 mi
- Mission San Juan Capistrano4.83.1 mi
- Regal Irvine Spectrum4.48.6 mi
- Discovery Cube Orange County4.419 mi
- Mission San Juan Capistrano4.83.1 mi
- UC Irvine Langson Orange County Museum of Art | Costa Mesa4.415.1 mi
- Pretend City Children's Museum4.57.9 mi
- Bowers Museum4.718.6 mi
- Great Park4.610 mi
- Crystal Cove State Park4.86.8 mi
- Top of the World4.83.8 mi
- Lake Forest Sports Park4.79.4 mi
- Heisler Park4.85.1 mi
- Newport Dunes Waterfront Resort & Marina4.412.3 mi
- Dana Point Harbor4.85.1 mi
- Balboa Bay Club4.713.5 mi
- Balboa Yacht Club4.811.6 mi
- Newport Harbor Yacht Club4.713 mi
- Pelican Hill Golf Club4.68.8 mi
- Strawberry Farms Golf Club4.59.7 mi
- The Ranch at Laguna Beach4.62.9 mi
- Oak Creek Golf Club and Driving Range4.410.8 mi
- Tijeras Creek Golf Club4.47 mi
- Fashion Island4.611.6 mi
- Irvine Spectrum Center4.68.5 mi
- Outlets at San Clemente4.47.7 mi
- Tanaka Farms4.610.2 mi
- Mission Ranch Market4.46.7 mi
- John Wayne Airport4.613.8 mi
- Chino Airport4.730.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Large park featuring a lake, fishing, and picnic areas.
Private golf club serving the local community.
Central community hub with sports facilities and an aquatic center.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.