The story of this market
The typical home in ZIP 92676 sells for about $787,000, or $545 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,103 a month.
ZIP 92676
The Silverado housing market remains stable with high price points driven by limited inventory and the unique, rural nature of the canyon. While demand remains steady, the market is constrained by environmental factors and high insurance costs, leading to a slow but consistent appreciation in home values.
This ZIP is best suited for nature enthusiasts, remote workers, and those seeking privacy and a rural lifestyle who are willing to trade proximity to urban amenities for mountain living.
Median prices moved up 3.2% year over year.
Homes spend a median of 68 days on market with 5.0 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 10.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 92676, Orange County CA
Silverado generally experiences lower crime rates compared to the broader Orange County urban centers, though its remote canyon geography presents unique challenges for emergency response times.
Schools serving the area are part of the Orange Unified School District, which generally maintains solid performance ratings, though students often travel outside the immediate canyon area for secondary education.
The area is located in a high-risk wildfire zone and faces significant challenges regarding property insurance availability and rising premiums due to environmental exposure.
Development is strictly limited by the area's rugged topography and protected open space, with minimal new commercial or residential infrastructure projects currently underway.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Commuting requires navigating winding canyon roads to reach major employment hubs in Orange, Tustin, or Irvine, making it a longer drive than typical suburban locations.
The area is a gateway to the Cleveland National Forest, offering extensive hiking, mountain biking, and equestrian trails, though local commercial shopping and dining options are extremely limited.
The rental market is characterized by low inventory and high demand for unique, rural-style properties, with limited turnover and a small presence of short-term vacation rentals.
The local economy is largely residential, with residents commuting to major employment centers in the Irvine and Orange County tech and professional services sectors.
Public transit is virtually non-existent in the canyon; residents are entirely dependent on personal vehicles for all transportation needs.
There are no major commercial or residential developments currently approved or under construction within the canyon due to environmental and zoning constraints.
The Orange County Assessor manages property valuations, with assessments typically tied to purchase price plus the annual 2% inflation cap.
Parcels are subject to Orange Unified School District taxes and various county-wide special districts for fire protection and water services.
Property insurance is a critical concern, with many homeowners facing difficulty securing standard policies due to high wildfire risk ratings.
Data retrieved from U.S. Census Bureau ACS 5-year estimates for ZCTA 92676.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Disneyland Park4.617.7 mi
- Disney California Adventure Park4.717.7 mi
- Great Wolf Lodge | Southern California4.417.1 mi
- Disneyland Resort4.717.9 mi
- Discovery Cube Orange County4.414.3 mi
- Angel Stadium4.615.5 mi
- Anaheim Convention Center4.517.7 mi
- Honda Center4.615.3 mi
- OC Fair & Event Center4.417.2 mi
- Segerstrom Center for the Arts4.815.5 mi
- Great Park4.68.8 mi
- Irvine Regional Park4.88.6 mi
- Irvine Park Railroad4.78.4 mi
- Tanaka Farms4.612.2 mi
- Regal Irvine Spectrum4.49.8 mi
- Great Park4.68.8 mi
- Irvine Regional Park4.88.6 mi
- Santa Ana Zoo4.112.8 mi
- Orange County Zoo4.78.2 mi
- Yorba Regional Park4.711.9 mi
- Eagle Glen Golf Club4.36.3 mi
- Anaheim Hills Golf Club4.210.5 mi
- Tustin Ranch Golf Club4.19.4 mi
- Strawberry Farms Golf Club4.512.2 mi
- Hidden Valley Golf Club4.413 mi
- Irvine Spectrum Center4.69.8 mi
- Tanaka Farms4.612.2 mi
- Mission Ranch Market4.49 mi
- H Mart Irvine4.413 mi
- T.J. Maxx & HomeGoods4.312.3 mi
- John Wayne Airport4.615.2 mi
- Ontario International Airport4.521.3 mi
- Long Beach Airport4.630.9 mi
- Chino Airport4.715.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Extensive public lands surrounding the community offering hiking and equestrian trails.
Local community park serving as a central gathering point for residents.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.