LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 92651 sells for about $3,695,000, or $1,750 per square foot.

Prices are up +6.4% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,995 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 92651

Orange County →refreshed Sep 16, 2026next refresh Oct 16, 2026
Market mood · cautiously optimistic

The Laguna Beach housing market remains a high-value, low-inventory environment where prices continue to appreciate despite a slower sales pace. Demand is driven by the area's unique coastal lifestyle and limited supply, though buyers are increasingly cautious due to high price points and interest rate sensitivity.

Who this ZIP fits

This ZIP is ideal for affluent professionals, retirees, and second-home buyers seeking a coastal lifestyle, high-quality schools, and proximity to an established arts community.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 57.2 km²Water area · 7.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$3,695,000
+6.4% year over year
Corroborated · 1 anchor · 5.6% off nearest
Days on market
68 days
Active listings
228
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
75
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
82
Growth/100

Median prices moved up 6.4% year over year.

63
Liquidity/100

Homes spend a median of 68 days on market with 3.1 months of supply — a fast-moving market.

67
Momentum/100

18% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

88
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.9% · poverty 6.2% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$1,100,000$2,200,000$3,300,000$4,400,000$5,500,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$8,000$16,000$24,000$32,000$40,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2024 5-year estimates
Population change
-1.2%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
23,557

ZCTA 92651, Orange County CA

Area context
Crime & safety

Laguna Beach generally reports lower violent crime rates compared to the broader Orange County region, though property crime remains a focus for local law enforcement.

Schools & education

The Laguna Beach Unified School District is highly regarded, consistently maintaining top-tier performance ratings and strong academic outcomes for students.

Environmental & hazard

The area faces significant wildfire risk due to its coastal canyon topography and is subject to strict building codes and insurance requirements regarding fire and coastal erosion.

Growth & development

Economic momentum is driven by high-end tourism, local retail, and professional services, with limited new development due to geographic constraints and strict zoning.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Transportation & commute

Commuting from 92651 primarily involves navigating Pacific Coast Highway (PCH) or Laguna Canyon Road to reach major employment hubs in Irvine and the broader Orange County business corridor.

Recreation & amenities

The area features world-class beaches, extensive hiking trails in the Laguna Coast Wilderness Park, and a vibrant downtown shopping and arts district.

Rental market

The rental market is characterized by high demand and limited inventory, with a significant portion of the stock utilized for seasonal or short-term vacation rentals.

Economy & employers

The local economy is anchored by tourism, hospitality, and a robust arts and culture sector, with many residents commuting to corporate headquarters in nearby Irvine.

Transportation & infrastructure

Transportation is heavily reliant on personal vehicles, with limited public transit options beyond local trolley services and regional bus connections.

Development pipeline

Development is strictly controlled by local planning commissions to preserve the city's historic character and coastal environment.

Special districts

Parcels are subject to standard Orange County property tax levies and local school district assessments.

Insurance & hazard market

Property insurance premiums are elevated due to high wildfire risk and coastal hazard exposure, with some areas requiring specialized coverage.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 92651, Orange County CA
Population
23,557
Median age
54.1 yrs
Owner-occupancy
58.2%
Median home value
$2,000,001
Median gross rent
$3,200
Median household income
$146,604
Median year built
1964
Vacancy rate
17.1%
Renter share
41.8%
Owner cost burden
35.4%
Renter cost burden
42.1%
Population change
-1.2%
Net migration
0
Work-from-home share
28.5%
Mean commute
28.7 min
Bachelor's or higher
68.4%
Unemployment
4.9%
Poverty rate
6.2%
Avg household size
2.14
White
84.5%
Hispanic
8.2%
Asian
4.1%
Other
3.2%

Data retrieved from Census Reporter and US Census Bureau ZCTA profiles.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Laguna Beach High SchoolHigh9/10Laguna Beach UnifiedHighly rated for academic performance and extracurricular programs.
Thurston Middle SchoolMiddle8/10Laguna Beach UnifiedStrong focus on STEM and arts integration.
School districts
Laguna Beach Unified School DistrictA+Serves the majority of the ZIP code with high accountability scores.
Utilities & services
ElectricSouthern California EdisonPrimary provider for the region.
Natural GasSoCalGasStandard residential service.
InternetCox CommunicationsPrimary broadband provider.
Major employers & industries
City of Laguna BeachGovernmentMajor local employer.
Laguna Beach Unified School DistrictEducationSignificant local employer.
Major amenities · ZIP 92651
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Family fun & things to do
20+ · 13 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
14 · 20 mi
Shopping & dining districts
7 · 13 mi
Airports
3 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities
Inside this ZIP
Main Beach
Park/Beach

Iconic public beach and park in the heart of the city.

Laguna Coast Wilderness Park
Nature Preserve

Extensive trail network for hiking and mountain biking.

Laguna Art Museum
Museum

Focuses on California art and local history.

Sources · 10 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.