The story of this market
The typical home in ZIP 91914 sells for about $1,350,000, or $427 per square foot.
Prices are up +38.5% from a year ago, so sellers still have some momentum. Homes take about 22 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $3,501 a month.
ZIP 91914 — Chula Vista
The 91914 housing market is characterized by high price points and low inventory, reflecting strong demand for newer, large-format homes in master-planned communities. While sales volume remains constrained, year-over-year price appreciation is significant, driven by the area's affluent demographic and limited supply.
This ZIP is ideal for affluent families and professionals seeking newer, large-format housing in master-planned communities with access to top-tier schools and suburban amenities.
Median prices moved up 38.5% year over year.
Homes spend a median of 22 days on market with 16.0 months of supply — a balanced-paced market.
10% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.6% · poverty 4.6% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 91914, San Diego County CA
The area is served by highly-rated schools within the Chula Vista Elementary and Sweetwater Union High School Districts.
The region faces moderate wildfire risk and standard coastal California seismic considerations; insurance availability is tightening due to regional climate exposure.
Development is driven by high-end residential expansion in the Otay Ranch area, with proximity to major San Diego employment hubs and cross-border economic activity.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents primarily commute via the SR-125 toll road and I-805 toward downtown San Diego and major employment centers in the South Bay.
The area features extensive trail systems, proximity to Otay Lakes, and several community parks, with major shopping centers like Otay Ranch Town Center nearby.
The rental market is characterized by high demand for single-family homes, with limited vacancy and upward pressure on rents due to the area's affluent demographic.
The economy is anchored by proximity to San Diego's biotech, defense, and education sectors, alongside significant retail and service industry employment in Chula Vista.
The area is served by the SR-125 toll road, providing a direct corridor to the broader San Diego freeway network.
Ongoing expansion of the Otay Ranch master-planned community continues to add residential inventory and supporting commercial infrastructure.
The San Diego County Assessor manages property valuations, applying standard California assessment practices including annual inflation adjustments capped at 2%.
Parcels are subject to various Mello-Roos Community Facilities Districts (CFDs) to fund local infrastructure and school facilities.
Property insurance premiums are rising across San Diego County due to increased wildfire risk and broader California market volatility.
Data retrieved from Census Reporter and US Census Bureau ACS 5-year tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- SeaWorld San Diego4.417.5 mi
- Belmont Park4.619 mi
- Sesame Place San Diego47.2 mi
- Parque Morelos4.512.3 mi
- San Diego Natural History Museum4.612.4 mi
- Petco Park4.712.6 mi
- San Diego Convention Center4.612.7 mi
- Sycuan Casino Resort4.210 mi
- Snapdragon Stadium4.312.8 mi
- Jamul Casino Resort44.7 mi
- San Diego Zoo4.712.7 mi
- Balboa Park4.812.3 mi
- CBX Tijuana4.78.9 mi
- Sycuan Casino Resort4.210 mi
- Plaza Bonita4.57.2 mi
- Balboa Park4.812.3 mi
- USS Midway Museum4.813.7 mi
- Japanese Friendship Garden & Museum4.612.5 mi
- Tijuana Cultural Center4.811.1 mi
- San Diego Air & Space Museum4.612.7 mi
- Balboa Park4.812.3 mi
- Amistad Park4.59.8 mi
- Parque Morelos4.512.3 mi
- Botanical Building4.712.5 mi
- Parque Teniente Guerrero4.411.5 mi
- The Dana on Mission Bay4.318.2 mi
- Marina Village Conference Center4.417.9 mi
- San Diego Yacht Club4.716.9 mi
- Fiddler's Cove Marina & RV Park (Navy MWR)4.612.1 mi
- Dana Landing4.418 mi
- Singing Hills Golf Club at Sycuan4.48.3 mi
- Balboa Park Golf Course4.311.7 mi
- Admiral Baker Golf Course4.412.4 mi
- Coronado Golf Course4.612.9 mi
- Steele Canyon Golf Club4.55.5 mi
- Las Americas Premium Outlets4.610.8 mi
- Península4.611.3 mi
- Macroplaza Insurgentes4.512.7 mi
- Plaza Río4.611.1 mi
- Galerías Hipódromo4.611.9 mi
- San Diego International Airport4.214.8 mi
- Tijuana International Airport4.49.5 mi
- Cross Border Xpress4.69 mi
- Naval Air Station North Island4.414.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major open-air regional shopping and entertainment destination.
Large reservoir offering fishing and recreational space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Governs The Woods at Eastlake
Strict architectural review standards, landscaping maintenance requirements, and limitations on street parking.
Governs Montecito at Lomas Verdes
Residential use limitations, architectural control committee review requirements, and vehicle parking guidelines.
Governs Mission Gardens
Governed by community CC&Rs and rules regulating parking assignments, exterior alterations, holiday decor, and common utility use.
Governs Windingwalk · Saguaro at Windingwalk · Agave
Subject to master architectural review, common area parking rules, and single-family residential use restrictions typical of master-planned communities in Otay Ranch.
Governs Tapestry · Mosaic
90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.