ZIP 90743

Surfside is a private, gated community with extremely low crime rates compared to the broader Orange County region.

The area is served by the Los Alamitos Unified School District, which is highly rated and consistently ranks among the top districts in California.

The ZIP code is located directly on the Pacific Ocean, placing it in a high-risk zone for coastal flooding, storm surge, and long-term sea-level rise.

Development is strictly limited by the geography of the Surfside Colony, which is a private, built-out community with no room for new large-scale expansion.

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). County (Orange County, California) — Ad Valorem Property Tax (Base Rate): The base property tax rate is 1% of the assessed value as mandated by California Proposition 13, plus additional voter-approved local levies, resulting in an effective rate typically ranging from 1.1% to 1.3%.

Commuting is primarily via Pacific Coast Highway; the area is isolated from major transit hubs, making personal vehicle use essential for reaching employment centers in Long Beach or Irvine.

The area is defined by its private beach access and proximity to the Seal Beach National Wildlife Refuge, with limited commercial amenities within the immediate ZIP.

The rental market is extremely tight and dominated by high-end, short-term, or seasonal luxury leases due to the exclusive nature of the beachfront colony.

The local economy is non-existent within the ZIP; residents rely on the broader Orange County and Long Beach labor markets, particularly in aerospace, defense, and professional services.

Public transit is virtually non-existent in this ZIP; residents rely on private vehicles via Pacific Coast Highway.

There are no major commercial or residential development pipelines within the ZIP due to its status as a private, fully developed residential colony.

The Orange County Assessor maintains property values based on the purchase price plus the annual 2% inflation adjustment allowed under Proposition 13.

Parcels are subject to Los Alamitos Unified School District taxes and various Orange County flood control and water district assessments.

Property insurance is extremely expensive and difficult to obtain due to high exposure to coastal flooding and wind damage.