The story of this market
The typical home in ZIP 89821 sells for about $50,000, or $191 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 241 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
This ZIP has no home sales of its own, so its market figures come from Eureka County, Nevada (county-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.
ZIP 89821 — Crescent Valley
The housing market in 89821 is characterized by low volume and high price sensitivity, driven by the cyclical nature of the regional mining economy. Inventory remains tight, and the market is largely stagnant with limited new construction or significant price appreciation.
This area is best suited for mining industry workers, outdoor enthusiasts, and those seeking affordable, remote living, rather than commuters or families seeking urban amenities.
Median prices moved up 2.5% year over year.
Homes spend a median of 241 days on market with 44.0 months of supply — a slower-moving market.
10% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 11.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 89821, Eureka/Elko County NV
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is subject to high wildfire risk typical of rural Nevada, with insurance availability and premiums increasingly impacted by regional climate conditions.
Economic momentum is primarily driven by mining operations in the surrounding Elko and Eureka County regions, with limited new residential infrastructure development.
Property taxes are assessed by the county based on a formula involving the taxable value of land and improvements, subject to state-mandated caps on annual increases.
Residents are highly car-dependent, with long commutes typical for employment in regional mining hubs or service centers in Elko.
Recreation is centered on outdoor activities including off-roading, hunting, and access to vast public lands, with minimal local shopping or formal park amenities.
The rental market is characterized by low inventory and high demand from transient mining industry workers, leading to limited vacancy and stable to rising rents.
The local economy is heavily dependent on the mining industry, which serves as the primary employer and economic driver for the region.
Transportation is limited to highway access; there is no public transit infrastructure serving this rural area.
Parcels are subject to standard county property tax levies and school district funding, with no significant MUD or PID presence.
Property insurance premiums are rising due to regional wildfire exposure and the limited number of carriers willing to underwrite rural Nevada properties.
Data retrieved from Census Bureau profiles for Carlin CCD and Elko County.
Extensive access to BLM land for off-roading and hunting.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass. Coherence hold-out: this pass's median price ($325,000) sat outside the 0.25–4× band around Eureka County's retained level and was not stored.