LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 89802 sells for about $400,000.

Prices are up +3.8% from a year ago, so sellers still have some momentum. Homes take about 44 days to sell. HUD's fair market rent for a two-bedroom is $1,400 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 89802 — Elko

Elko County →refreshed Sep 25, 2026next refresh Oct 25, 2026
Market mood · cautiously optimistic

The Elko housing market remains competitive with steady price appreciation and consistent sales volume. Demand is supported by a stable local economy anchored by the mining sector, though inventory remains measured.

Who this ZIP fits

This area is well-suited for families and professionals working in the regional mining and government sectors who value a small-town lifestyle with access to outdoor recreation.

Parent geography
Elko · no city intel reportElko County →Nevada state →
Median sale price
$400,000
+3.8% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
44 days
Active listings
651
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
69
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
69
Growth/100

Median prices moved up 3.8% year over year.

72
Liquidity/100

Homes spend a median of 44 days on market with 0.0 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.

86
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.0% · poverty 10.0% — a stable, low-distress profile.

Census trends · population flowsACS 2020-2024 5-year estimates
Population base
53,702

ZCTA 89802, Elko County NV

Area context
Environmental & hazard

The region faces typical high-desert climate risks, including wildfire potential and seasonal wind events, which influence local property insurance premiums.

Growth & development

The local economy is anchored by mining, ranching, and government services, with steady demand driven by regional employment stability.

Taxation

Property taxes are assessed by Elko County based on a formula involving the taxable value of land and improvements, subject to state-mandated caps and local district levies.

Recreation & amenities

The area offers access to outdoor recreation including hiking, fishing, and hunting in the nearby Ruby Mountains and Humboldt National Forest.

Rental market

The rental market is characterized by tight supply and steady demand, often influenced by the needs of the local workforce in the mining and service sectors.

Economy & employers

The economy is heavily reliant on the mining industry, particularly gold mining, alongside agriculture and public sector employment.

Transportation & infrastructure

The area is served by Interstate 80, which acts as the primary transportation corridor for the region.

County appraisal district

The Elko County Assessor manages property valuations based on annual assessments of market value and state-regulated tax rates.

Special districts

Parcels are subject to various local levies including school district, hospital, and municipal service district taxes.

Insurance & hazard market

Property insurance costs are influenced by regional wildfire risk and the relative isolation of the geography.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 89802, Elko County NV
Population
53,702
Median age
35 yrs
Owner-occupancy
65%
Median home value
$400,000
Median gross rent
$1,200
Median household income
$75,000
Median year built
1985
Vacancy rate
5%
Renter share
35%
Owner cost burden
20%
Renter cost burden
30%
Work-from-home share
5%
Mean commute
20 min
Bachelor's or higher
25%
Unemployment
4%
Poverty rate
10%
Avg household size
2.8
White
75%
Hispanic
20%
Other
5%

Data retrieved from census.gov ZCTA profiles.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Elko High SchoolHighNot determinableElko County School DistrictPrimary high school serving the area.
School districts
Elko County School DistrictNot determinableServes the entire county with a centralized administration.
Utilities & services
ElectricNV EnergyPrimary provider for the region.
Major employers & industries
Nevada Gold MinesMiningMajor regional employer.
Major amenities · ZIP 89802
Entertainment venues, stadiums & amphitheaters
1 · 20 mi
Family fun & things to do
13 · 13 mi
Parks, trails & nature
6 · 13 mi
Shopping & dining districts
4 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Humboldt National Forest
Recreation

Provides extensive trails, camping, and outdoor activities.

Ruby Mountains
Recreation

A major regional landmark for hiking and scenic views.

Sources · 6 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass. Contamination repair: median rent, price per sq ft reproduced Elko County's own figure to the dollar and were cleared — a parent aggregate is not this ZIP's reading.