The story of this market
The typical home in ZIP 85628 sells for about $163,000, or $115 per square foot.
Prices are down 1.2% from a year ago, which gives buyers more room to negotiate. Homes take about 82 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $661 a month.
ZIP 85628 — Nogales
The housing market in 85628 remains stable with low price volatility and a focus on affordability. Market activity is constrained by limited inventory and a reliance on the local trade-based economy, resulting in a slow but steady pace of sales.
This ZIP is primarily suited for local workers and families seeking affordable housing options near the border, as well as investors focused on the entry-level rental market.
Median prices moved down 1.2% year over year.
Homes spend a median of 82 days on market with 6.2 months of supply — a balanced-paced market.
13% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 12.8% · poverty 26.7% — elevated distress and economic pressure.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 85628, Santa Cruz County AZ
Not determinable at the ZIP level; regional crime statistics are managed at the city and county level.
Schools serving the area are part of the Nogales Unified School District, which faces challenges typical of border-region districts with high student-to-teacher ratios.
The area is subject to high heat and occasional flash flooding during monsoon seasons; wildfire risk is generally low in the urbanized ZIP core but increases in surrounding rural terrain.
Economic momentum is heavily tied to international trade and logistics at the Mariposa Port of Entry, with limited new residential development activity reported.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Arizona) — Senior Property Valuation Protection Option (Senior Freeze): Provides a 'freeze' on the valuation of the property for tax purposes, limiting the growth of the property tax burden for eligible seniors. State (Arizona) — Arizona Property Tax Assessment: The tax is calculated by applying an assessment ratio to the property's Limited Property Value (LPV). For primary residential property (Class 3), the assessment ratio is 10%. State (Arizona) — Arizona Property Tax Assessment: Property tax is calculated using the formula: (Full Cash Value or Limited Property Value) x Assessment Ratio = Net Assessed Value. The Net Assessed Value is then multiplied by the local tax rate. For primary residential property (Class 3), the assessment ratio is 10%. State (Arizona) — Delinquent Property Tax Lien Sale and 3-Year Redemption Foreclosure: The county treasurer sells a tax lien certificate via public auction to the investor bidding the lowest annual rate of interest (ranging from 16% down to 0% per annum under A.R.S. § 42-18114). State (Arizona) — Statutory Residential Homestead Exemption: Exempts up to $400,000 of equity in an owner-occupied primary dwelling from attachment, execution, and forced sale arising from unsecured civil judgment liens.
Commutes are primarily local within the Nogales area, with limited transit options; most residents rely on personal vehicles for travel to employment hubs near the border.
Local amenities include proximity to the Pimeria Alta Historical Society Museum and various small community parks; shopping is concentrated along the Grand Avenue corridor.
The rental market is characterized by high demand for affordable housing, with limited new inventory and a significant presence of long-term residents.
The economy is anchored by international trade, logistics, and government services related to the U.S.-Mexico border.
Transportation is dominated by I-19, which serves as the primary corridor connecting the area to Tucson and the border.
Development is largely focused on infrastructure improvements at the border crossing rather than large-scale residential projects.
The Santa Cruz County Assessor manages property valuations using a mass appraisal system consistent with Arizona state law.
Parcels are subject to Nogales Unified School District and Santa Cruz County Community College District taxes.
Property insurance premiums are influenced by regional wildfire and flood risk factors, with market availability generally stable.
Not applicable to ZIP level.
Not applicable to ZIP level.
Not applicable to ZIP level.
Data retrieved from Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local cultural landmark focusing on regional history.
General aviation facility serving the region.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.