The story of this market
The typical home in ZIP 79081 sells for about $80,000, or $85 per square foot.
Prices are down 2.1% from a year ago, which gives buyers more room to negotiate. Homes take about 92 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 79081 — Spearman
The housing market in ZIP 79086 remains stable with low inventory and modest price appreciation. Economic activity is tied to the energy and agricultural sectors, which keeps demand consistent but limited. Current conditions reflect a typical rural Texas market with slow turnover and steady values.
This area is best suited for families and workers in the energy or agricultural sectors who prioritize affordability and a quiet, small-town lifestyle over urban amenities.
Median prices moved down 2.1% year over year.
Homes spend a median of 92 days on market with 6.8 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 12.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 79086, Moore County TX
Crime rates in Moore County are generally low and consistent with rural Texas Panhandle trends, with property crime being the primary concern.
Schools serving the area are part of the Sunray Independent School District, which maintains a small-town educational environment with limited extracurricular diversity.
The region faces risks primarily from severe thunderstorms, high winds, and occasional hail, with low flood risk in most residential zones.
The local economy is heavily anchored by agriculture, oil and gas production, and wind energy development, providing steady but modest economic momentum.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily car-dependent, with residents traveling to Dumas or other regional hubs via US-287 and local highways.
Recreational options are limited to local community parks and school-based sports facilities, with larger regional amenities located in Dumas or Amarillo.
The rental market is characterized by low inventory and high demand from energy-sector workers, leading to stable but modest rent growth.
The economy is driven by the energy sector, including oil, gas, and wind power, alongside large-scale agricultural operations.
Transportation is entirely reliant on private vehicles, with US-287 serving as the primary artery for regional connectivity.
Development is focused on infrastructure maintenance and small-scale residential infill rather than large-scale master-planned projects.
The Moore County Appraisal District manages property assessments, focusing on agricultural and residential valuations.
Parcels are subject to Sunray ISD taxes and potential special utility district assessments for water and waste management.
Property insurance premiums are influenced by regional exposure to wind and hail, with market availability remaining stable.
Data retrieved from Census ZCTA profiles and local market reports.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing basic outdoor space and playground facilities.
Primary venue for local high school athletics and community events.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.