The story of this market
The typical home in ZIP 78640 sells for about $300,000, or $175 per square foot.
Prices are down 4.8% from a year ago, which gives buyers more room to negotiate. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,950 a month.
ZIP 78640 — Uhland
The 78640 housing market is currently experiencing a period of price stabilization following a cooling trend in the broader regional market. While year-over-year prices have seen a slight decline, the area remains attractive to families due to its relative affordability compared to the Austin core. Demand remains steady, supported by ongoing residential development and the area's continued population growth.
This ZIP is well-suited for families and commuters seeking more affordable housing options compared to central Austin, while still maintaining access to the regional employment core.
Median prices moved down 4.8% year over year.
Homes spend a median of 68 days on market with 4.2 months of supply — a balanced-paced market.
22% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 7.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 78640, Hays County TX
The area is served by the Hays Consolidated Independent School District, which generally maintains a stable reputation within the region.
The region is subject to standard Texas climate risks, including potential for flash flooding and severe weather events; insurance premiums have trended upward due to regional hazard exposure.
The area is experiencing significant suburban expansion driven by its proximity to the Austin employment corridor, with ongoing residential development and infrastructure improvements to support the growing population.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents primarily commute via the I-35 corridor toward Austin and San Marcos, with commute times heavily dependent on traffic congestion during peak hours.
The area features access to local parks, community trails, and proximity to regional outdoor amenities like Lake Kyle and various golf courses in the surrounding Hays County area.
The rental market is characterized by high demand from commuters and families, with a steady supply of new single-family rental inventory entering the market.
The local economy is heavily influenced by the Austin-Round Rock-San Marcos MSA, with major employment sectors including education, healthcare, and professional services.
The area is served by the I-35 highway corridor, which acts as the primary artery for regional transit and commuting.
Significant residential development continues in the southern portion of the ZIP, with several master-planned communities in various stages of approval and construction.
Parcels in this ZIP are subject to various special districts, including Hays Consolidated ISD and potential municipal utility districts (MUDs) for infrastructure financing.
Property insurance premiums are influenced by regional weather patterns and the increasing cost of construction materials in the Texas market.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Cidercade Austin4.418.1 mi
- Urban Air Trampoline and Adventure Park3.914.9 mi
- The Escape Game Austin519 mi
- Altitude Trampoline Park4.414.7 mi
- Santa's Ranch Drive Thru Christmas Light Park4.618.4 mi
- Circuit of The Americas4.613.9 mi
- Alamo Drafthouse Cinema South Lamar4.518.1 mi
- Meanwhile Brewing4.815.4 mi
- Palmer Events Center4.518.5 mi
- Austin City Limits Live (ACL Live & 3TEN ACL Live)4.718.9 mi
- Rio Vista Park4.611.2 mi
- Cinemark Southpark Meadows4.310.9 mi
- EVO Entertainment + EVX + IMAX® - Kyle4.43.6 mi
- EVO Entertainment - San Marcos4.310.3 mi
- Meadows Center Glass-Bottom Boat Tours4.810.2 mi
- Texas Capitol4.719.6 mi
- Palmer Events Center4.518.5 mi
- Zilker Botanical Garden4.619 mi
- Central Machine Works4.418.7 mi
- Museum of the Weird4.219.1 mi
- Rio Vista Park4.611.2 mi
- Meadows Center Glass-Bottom Boat Tours4.810.2 mi
- Sewell Park4.710.7 mi
- Lockhart State Park4.512 mi
- Five Mile Dam Park4.46.8 mi
- Texas Rowing Center4.619.2 mi
- Festival Beach Boat Ramp4.718 mi
- Waller Creek Boathouse4.618.6 mi
- Boats and Buses519.4 mi
- Plum Creek Golf Course4.24.8 mi
- Onion Creek Club4.49.7 mi
- Memorial Miniature Golf and Museum4.79.3 mi
- Southpark Meadows4.411.4 mi
- Ross Dress for Less4.211.3 mi
- Marshalls4.211.4 mi
- City Limits Subaru4.96.9 mi
- Kyle Flea Market3.93.9 mi
- Austin-Bergstrom International Airport4.115.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A popular local park featuring fishing, trails, and bird watching.
Large community park with sports fields and recreational facilities.
Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).