LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 78501 sells for about $248,269, or $141 per square foot.

Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 98 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $969 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 78501 — McAllen

Hidalgo County →McAllen marketrefreshed Sep 14, 2026next refresh Oct 14, 2026
Market mood · cautiously optimistic

ZIP 78501 in McAllen maintains steady residential demand anchored by attractive entry-level pricing and convenient proximity to central retail and healthcare corridors. While days on market have lengthened to 98 days and price cuts remain active on roughly 23% of inventory, home values continue to show modest single-digit year-over-year gains.

Who this ZIP fits

ZIP 78501 is best suited for cost-conscious first-time buyers, multi-generational families, and cross-border logistics professionals seeking attainable entry-level homeownership close to core city amenities.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 40.2 km²Water area · 0 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$248,269
+2.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
98 days
Active listings
182
Listings with price cuts
23%
share of active listings
Sale-to-list ratio
96.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
56
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
61
Growth/100

Median prices moved up 2.1% year over year.

44
Liquidity/100

Homes spend a median of 98 days on market with 4.1 months of supply — a balanced-paced market.

59
Momentum/100

23% of listings have cut prices · homes sell at 96.2% of asking — demand is holding steady.

61
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 26.4% — a mixed stability profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$80,000$160,000$240,000$320,000$400,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,000$4,000$6,000$8,000$10,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+240 people

net influx — more people moved in than out

Population base
58,935

ZCTA 78501, Hidalgo County TX

Area context
Crime & safety

Violent crime in ZIP 78501 tracks slightly above national medians mainly due to dense commercial core activity, while overall property crime aligns closely with Hidalgo County metropolitan averages.

Schools & education

Public schools serving ZIP 78501 fall primarily under McAllen Independent School District, earning solid regional marks with recognized collegiate academies and specialized magnet high schools.

Environmental & hazard

Risk modeling indicates high vulnerability to severe convective wind events, significant heat stress, and moderate localized stormwater flooding, while wildfire risk remains minimal.

Growth & development

Economic expansion is fueled by regional healthcare facilities, cross-border manufacturing logistics through the McAllen Foreign Trade Zone, and retail trade along the I-2 corridor.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).

Transportation & commute

Commuters benefit from immediate access to Interstate 2 (US-83) and Interstate 69C (US-281), linking residents to downtown McAllen, Edinburg, and Pharr within 10 to 20 minutes.

Recreation & amenities

Local recreation includes Fireman's Park, Archer Park, McAllen Heritage Center, and close proximity to the Quinta Mazatlan nature sanctuary and La Plaza Mall.

Rental market

The rental market maintains robust demand driven by local retail and healthcare workforces, with single-family detached rentals and modest multifamily duplexes seeing steady absorption around $1,100 to $1,400 monthly.

Economy & employers

The economy centers on retail trade, healthcare systems like Rio Grande Regional Hospital, international logistics through nearby trade zones, and government education sectors.

Transportation & infrastructure

Major corridors include I-2/US-83 running east-west and Bicentennial and 10th Streets running north-south, supported by McAllen Metro local bus transit.

Development pipeline

Planning priorities focus on infill residential renewal, stormwater drainage infrastructure modernization, and commercial mixed-use densification near the historic core.

Special districts

Parcels are served by Hidalgo County Drainage District No. 1, South Texas College District, and McAllen ISD taxing entities without widespread residential MUD or PID surcharges.

Insurance & hazard market

Property insurance rates face upward pressure from statewide coastal windstorm pool proximity and localized severe convective thunderstorm activity.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 78501, Hidalgo County TX
Population
58,935
Median age
36 yrs
Owner-occupancy
54.2%
Median home value
$161,000
Median gross rent
$875
Median household income
$48,071
Median year built
1986
Vacancy rate
7.4%
Renter share
45.8%
Owner cost burden
23.5%
Renter cost burden
48.7%
Population change
+1.2%
Net migration
240
Work-from-home share
6.8%
Mean commute
18.9 min
Bachelor's or higher
24.1%
Unemployment
5.2%
Poverty rate
26.4%
Avg household size
3.12
Hispanic or Latino
89.2%
White alone (non-Hispanic)
7.8%
Asian alone
1.7%
Black or African American alone
0.6%
Two or more races / Other
0.7%

Retrieved via Census Bureau ZCTA 78501 summary profiles and cross-validated with IncomeByZipCode ACS reporting.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

McAllen High SchoolHighB / 6 of 10McAllen ISDComprehensive public high school known for International Baccalaureate programs and athletic heritage.
Travis Middle SchoolMiddle7 of 10McAllen ISDServes central McAllen neighborhoods with advanced pre-AP coursework.
Sam Houston Elementary SchoolElementary6 of 10McAllen ISDNeighborhood elementary offering dual-language immersion tracks.
Utilities & services
ElectricAEP Texas / Retail Electric ProvidersDeregulated market served by AEP Texas as the transmission and distribution utility.
Natural GasTexas Gas ServicePrimary natural gas provider across residential and commercial sectors.
Water & SewerMcAllen Public Utility (MPU)Municipal utility managing local water treatment and wastewater collection.
Trash & RecyclingCity of McAllen Public WorksMunicipal curbside solid waste and bi-weekly single-stream recycling.
Internet / BroadbandSpectrum / AT&T FiberBroadband cable and expanding fiber-to-the-home coverage throughout the ZIP.
Major amenities · ZIP 78501
Theme, amusement & water parks
18 · 20 mi
Entertainment venues, stadiums & amphitheaters
13 · 20 mi
Museums, galleries & history
15 · 20 mi
Parks, trails & nature
19 · 13 mi
Shopping & dining districts
5 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions4 retained amenities · 2 developments on the horizon
Inside this ZIP
Fireman's Park & Town Lake
Public Park

Community park featuring a 4-acre lake with pedal boat rentals, fishing piers, and lighted walking trails.

Quinta Mazatlan
Urban Sanctuary & Nature Center

Historic 1930s Spanish Revival adobe mansion nestled in a lush thornforest sanctuary on the World Birding Center trail.

La Plaza Mall
Shopping District

Premier regional upscale shopping destination serving South Texas and northern Mexico shoppers directly south along the I-2 corridor.

Archer Park
Historic City Park

Downtown McAllen park established in 1918 hosting community music events, markets, and cultural festivals.

On the horizon · announced & under construction
McAllen Downtown Revitalization InitiativeMixed-Use / Urban InfrastructureUnder ConstructionStreetscape upgrades, facade improvements, and pedestrian lighting investments centered around 17th Street and Bicentennial Boulevard.
Bicentennial Boulevard Extension & Corridor ImprovementsTransportation InfrastructureCompleted / Phased ExpansionArterial thoroughfare enhancement linking southern commercial corridors to McAllen Miller International Airport.
Deterministic roll-up
1 of 1 researched properties contributed
Median sale price
$462,056
Closed sales (monthly)
1
Median asking rent
$1,170/mo
Distress filings (ledger)
0

Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.

Sources · 4 cited

No county-record distress flags across 2 researched properties on the ARED base layer. Key-figure check: median price corroborated by the researched-property base layer (within 12.5%).