The story of this market
The typical home in ZIP 77650 sells for about $695,000, or $341 per square foot.
HUD's fair market rent for a two-bedroom is $2,670 a month.
ZIP 77650 — Bolivar Peninsula
The market in 77650 is characterized by its status as a coastal vacation destination, with high vacancy rates and a housing stock dominated by properties built in the 2000s. Current data indicates a median home price of $409,376, though many specific metrics like days on market and inventory are not currently published for this specific ZIP. The area's real estate dynamics are driven more by seasonal tourism and coastal hazard insurance considerations than by traditional suburban economic growth.
This ZIP is primarily suited for vacation-home buyers, retirees, and those seeking a coastal lifestyle, as the geography is isolated from major employment hubs and lacks typical suburban amenities.
Median prices moved sideways 0.0% year over year.
Awaiting this reading — not graded.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
The area is a coastal peninsula with significant exposure to hurricane, storm surge, and wind risks, which heavily influences local property insurance availability and premiums.
Development is primarily driven by coastal residential and vacation-home construction, with limited major industrial or corporate infrastructure within the ZIP code itself.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commuting from Port Bolivar typically requires the use of the Bolivar Ferry to reach Galveston or driving long distances along the coast to reach mainland employment centers.
The area is defined by its coastal access, featuring extensive beach frontage, fishing opportunities, and proximity to the Bolivar Flats Shorebird Sanctuary.
The rental market is heavily skewed toward seasonal and short-term vacation rentals due to the area's nature as a coastal destination, resulting in high vacancy rates during off-peak periods.
The local economy is largely dependent on tourism, seasonal hospitality, and coastal recreation rather than large-scale corporate employment.
Transportation is heavily reliant on the Bolivar Ferry system for access to Galveston Island, with limited road infrastructure connecting the peninsula to the mainland.
Parcels in this area are typically subject to various special utility and emergency service districts common to unincorporated coastal Texas communities.
Property insurance is a critical factor in this market due to high-risk coastal hazard zones, often requiring specialized coverage and resulting in elevated premium costs.
Data sourced from general ZIP-level summaries; specific ACS table values not provided in search results.
- Moody Gardens Attractions Theme Park4.511.1 mi
- Galveston Island Historic Pleasure Pier4.48.4 mi
- Schlitterbahn Waterpark Galveston4.111.4 mi
- Aquarium At Moody Gardens4.611.2 mi
- Palm Beach At Moody Gardens Water Park4.411 mi
- Galveston Island Convention Center at The San Luis Resort4.610.4 mi
- Stingaree Restaurant & Marina4.59.6 mi
- Golden Corral Buffet & Grill4.210.8 mi
- Gilhooley's Restaurant and Oyster Bar4.513.1 mi
- Leeland House Galveston4.57.6 mi
- Moody Gardens Attractions Theme Park4.511.1 mi
- Galveston Island Historic Pleasure Pier4.48.4 mi
- Galveston Seawall4.77.4 mi
- Galveston Railroad Museum4.57.5 mi
- Aquarium At Moody Gardens4.611.2 mi
- Galveston Seawall4.77.4 mi
- Galveston Railroad Museum4.57.5 mi
- Bishop’s Palace4.67.2 mi
- Galveston Naval Museum4.75.2 mi
- Moody Mansion.4.77.8 mi
- Moody Gardens Attractions Theme Park4.511.1 mi
- Texas City Dike4.69.2 mi
- Seawolf Park4.45.2 mi
- Galveston Naval Museum4.75.2 mi
- Stewart Beach4.46.7 mi
- Stingaree Restaurant & Marina4.59.6 mi
- Waterman's Restaurant4.318.5 mi
- Pier 214.57.1 mi
- Galveston Yacht Marina4.46 mi
- Waterman's Marina4.418.5 mi
- Shrimp N Stuff4.48.8 mi
- Katie's Seafood Market4.67 mi
- Ross Dress for Less4.310.5 mi
- Randalls4.310.6 mi
- Boyd's One Stop49.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A globally significant site for migratory birds and coastal wildlife.
The primary recreational beach area serving the peninsula.
Key-figure check: median price diverges 41.1% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $409,376 (41.1% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $409,376 (-41.1% vs the published ten-year series (2025)) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.