The story of this market
The typical home in ZIP 76557 sells for about $326,684, or $129 per square foot.
Prices are down 8.2% from a year ago, which gives buyers more room to negotiate. Homes take about 139 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,154 a month.
ZIP 76557 — Moody
The housing market in 76557 is currently experiencing moderate buyer leverage with high days on market and a significant share of price cuts. Prices are trending downward year-over-year, reflecting broader cooling in the Killeen-Temple metro area. Buyers are advised to negotiate aggressively given the current supply-demand dynamics.
Median prices moved down 8.2% year over year.
Homes spend a median of 139 days on market with 4.5 months of supply — a slower-moving market.
28% of listings have cut prices · homes sell at 95% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 9.5% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 76557, Bell County TX
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Data sourced from US Census Bureau ZCTA 76557 profiles.
- Summer Fun Water Park4.416.2 mi
- Lions Junction Family Water Park4.417.9 mi
- Xtreme Jump Adventure Park416.2 mi
- Great Escape of Central Texas515.6 mi
- Mother Neff State Park4.73.8 mi
- Spare Time Texas Temple4.512.9 mi
- Temple Lake Park4.612.5 mi
- DOMO Dove Nest Motorsports Club4.98.7 mi
- Rogers Park4.510.4 mi
- Temple Railroad & Heritage Museum4.614.7 mi
- Temple Children's Museum4.514.8 mi
- Bell County Museum4.717 mi
- Czech Heritage Museum and Genealogy Center4.614.4 mi
- Mother Neff State Park4.73.8 mi
- Temple Lake Park4.612.5 mi
- DOMO Dove Nest Motorsports Club4.98.7 mi
- Crossroads Recreational Complex4.711.8 mi
- Rogers Park4.510.4 mi
- Frank's Marina- Lake Belton4.314.1 mi
- North Point Marina4.79.4 mi
- Brookshire Brothers49.7 mi
- Killeen Regional Airport429 mi
- Waco Regional Airport4.124.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.