The story of this market
The typical home in ZIP 76526 sells for about $222,000, or $141 per square foot.
Prices are down 14.6% from a year ago, which gives buyers more room to negotiate. Homes take about 47 days to sell. HUD's fair market rent for a two-bedroom is $1,300 a month.
ZIP 76526 — Flat
The Killeen housing market is currently characterized by a cooling trend, with median prices adjusting downward year-over-year. Despite this, the market maintains a balanced sale-to-list ratio, indicating that well-priced homes continue to move steadily. The local economy remains anchored by military activity, providing a stable foundation for long-term housing demand.
This area is ideal for military families, first-time homebuyers, and investors seeking affordable housing options near a major employment hub. The market offers a practical, value-oriented environment for those prioritizing proximity to Fort Cavazos.
Median prices moved down 14.6% year over year.
Homes spend a median of 47 days on market with 3.9 months of supply — a fast-moving market.
10% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.5% · poverty 14.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 76526, Bell County TX
Crime rates in the Killeen area are generally higher than the national average, with property crime being the most frequently reported offense. Local law enforcement maintains a consistent presence to address regional trends.
Schools in the area are primarily served by the Killeen Independent School District, which offers a diverse range of educational programs. Performance ratings vary across individual campuses, with many schools focusing on military-connected student support.
The region is subject to standard Texas climate risks, including occasional severe thunderstorms and high heat during summer months. Flood risk is localized, and property insurance premiums are influenced by regional wind and hail exposure.
Economic momentum is heavily anchored by the proximity to Fort Cavazos, which serves as the primary driver for local employment and housing demand. Infrastructure development is focused on supporting the growing population and military-related logistics.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily car-dependent, with major thoroughfares providing access to Fort Cavazos and the broader Killeen-Temple metropolitan area. Public transit options are limited, necessitating personal vehicle ownership for most residents.
Residents have access to several local parks, community centers, and sports complexes within the city. Shopping and dining options are concentrated along major commercial corridors, providing essential services within a short drive.
The rental market is robust due to the high volume of transient military personnel, leading to consistent demand and moderate vacancy rates. Rent trajectories have stabilized following recent adjustments in the broader regional market.
The economy is dominated by the defense sector, with Fort Cavazos serving as the primary employer. Secondary industries include retail, healthcare, and education, which support the military-centric population.
Transportation is centered on highway access, with major routes connecting the area to Temple and Austin. Infrastructure projects are prioritized to manage traffic flow around the military base.
Development is focused on residential expansion and commercial growth along major arterial roads. New projects are largely aimed at increasing housing density and retail availability.
The Central Appraisal District conducts annual assessments to determine property values for tax purposes. Assessments are based on market data and property characteristics.
Parcels are subject to various special districts, including school, hospital, and utility districts that provide essential services. These districts levy additional taxes to fund operations and infrastructure.
Property insurance premiums are influenced by regional weather patterns and the age of housing stock. Market health is stable, though hazard exposure remains a factor for homeowners.
The state continues to experience positive net domestic migration, driven by job growth and relative affordability. This trend supports long-term demand for housing across the region.
Texas follows a non-judicial foreclosure process, which allows for relatively efficient resolution of defaulted loans. Notice periods and borrower rights are strictly defined by state statute.
Sellers are required to provide a standard disclosure notice detailing the condition of the property. This must be delivered to the buyer prior to the execution of a binding contract.
Data retrieved from data.census.gov using ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Urban Air Trampoline and Adventure Park4.315.8 mi
- Cinergy Copperas Cove4.619.6 mi
- Chuck E. Cheese416 mi
- Luv 2 Play Killeen4.417.7 mi
- Great Escape of Central Texas4.916.5 mi
- Spare Time Texas Temple4.519.3 mi
- Phantom Warrior Stadium4.416.4 mi
- Killeen Civic and Conference Center4.616.9 mi
- AREA 2544.715.3 mi
- The Commonwealth Texas4.415.7 mi
- Mother Neff State Park4.79.7 mi
- The Last Drive-In Picture Show4.69.2 mi
- DOMO Dove Nest Motorsports Club4.94 mi
- Owl Creek Park4.29.6 mi
- Coryell Museum and Historical Center4.811.1 mi
- Kingpin Tattoo4.615.3 mi
- Coryell Museum and Historical Center4.811.1 mi
- Mother Neff State Park4.79.7 mi
- RV Belton Lake Outdoor Recreation Area4.312.4 mi
- DOMO Dove Nest Motorsports Club4.94 mi
- White Flint Park 5904.510.9 mi
- Owl Creek Park4.29.6 mi
- Frank's Marina- Lake Belton4.316.5 mi
- North Point Marina4.714.3 mi
- Killeen Regional Airport420.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides space for local events and community gatherings.
Public golf course offering recreational space for residents.
Major regional shopping destination serving the surrounding area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.