The story of this market
The typical home in ZIP 75789 sells for about $308,000, or $185 per square foot.
Prices are down 1.4% from a year ago, which gives buyers more room to negotiate. Homes take about 59 days to sell. HUD's fair market rent for a two-bedroom is $1,450 a month.
ZIP 75789 — Troup
The housing market in ZIP 75789 remains stable, reflecting broader trends in the Tyler MSA where price growth has moderated. Inventory levels are sufficient to maintain a balanced market, with buyers showing price sensitivity as evidenced by the share of listings with price cuts. Overall, the area continues to attract families looking for affordability relative to larger urban centers.
This ZIP is well-suited for families and individuals seeking a rural or semi-rural lifestyle with proximity to the amenities and employment hubs of the Tyler metropolitan area.
Median prices moved down 1.4% year over year.
Homes spend a median of 59 days on market with 4.8 months of supply — a balanced-paced market.
21% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 9.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 75789, Smith County TX
Schools serving the Troup area are generally characterized by rural district standards with moderate performance ratings.
The area is subject to standard East Texas climate risks, including potential for severe thunderstorms and wind events; flood risk varies by specific parcel proximity to local creeks.
Economic momentum is tied to the broader Tyler MSA, with growth driven by healthcare, education, and regional manufacturing sectors.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commuting primarily involves personal vehicle travel via state highways toward Tyler for employment and services.
Local recreation includes access to rural park spaces, nearby fishing and boating on regional lakes, and community-based sports facilities.
The rental market is characterized by moderate demand from local workers and families, with limited high-density multi-family inventory.
The economy is anchored by the Tyler MSA, featuring major employers in healthcare (UT Health, CHRISTUS Trinity Mother Frances) and education.
Transportation is heavily reliant on private vehicle infrastructure with limited public transit options.
Development is primarily focused on residential expansion and infrastructure maintenance within the Troup city limits.
The Smith County Appraisal District manages property assessments for the area, following state-mandated appraisal cycles.
Parcels are subject to Troup ISD and Smith County tax jurisdictions, with potential for additional utility district assessments.
Property insurance premiums are influenced by regional wind and hail risk profiles common to East Texas.
Texas operates under a non-judicial foreclosure process with relatively short notice periods for default.
Texas law requires sellers to provide a written disclosure notice regarding the condition of the property.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- iJump Tyler Trampoline Park4.518.2 mi
- Urban Air Trampoline and Adventure Park4.514.8 mi
- Chuck E. Cheese3.817.7 mi
- Escapology Escape Rooms Tyler514.9 mi
- Stanley's Famous Pit Barbecue4.619.3 mi
- Times Square Grand Slam4.617 mi
- The Grove Kitchen & Gardens4.418.4 mi
- Golden Corral Buffet & Grill4.216.6 mi
- Green Acres Baptist Church4.717.6 mi
- Tyler Museum of Art4.418.3 mi
- American Freedom Museum4.813.5 mi
- Crystal Rock Shop4.914.8 mi
- Postmasters Coffee Company4.814.5 mi
- Depot Museum4.718.1 mi
- Love's Lookout Texas4.812 mi
- City Park4.510.3 mi
- Lake Tyler Marina Resort4.58.2 mi
- Eagle's Bluff Country Club4.719.9 mi
- Lake Striker Resort4.414.3 mi
- Cherokee Ranch Golf Club4.411.9 mi
- DG Market49.9 mi
- Whitehouse Town Center4.311 mi
- Tyler Pounds Regional Airport4.124.2 mi
- East Texas Regional Airport4.329.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.