The story of this market
The typical home in ZIP 75494 sells for about $332,450, or $251 per square foot.
Homes take about 100 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,250 a month.
ZIP 75494 — Winnsboro
The 75494 housing market is characterized by steady demand for single-family homes, with a median price of $332,450. While inventory remains limited, the market is balanced by a consistent influx of buyers seeking rural property. Prices have remained stable year-over-year, reflecting a resilient local economy.
This ZIP is ideal for families, retirees, and those seeking a quieter, rural lifestyle with access to lake recreation. It is less suited for urban commuters or those requiring proximity to major corporate employment centers.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 100 days on market with 6.0 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 13.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 75494, Wood County TX
Winnsboro generally experiences lower crime rates compared to larger Texas metropolitan areas, with property crime being the primary concern. Local law enforcement maintains a stable presence, and the area is considered relatively safe for families.
The area is primarily served by the Winnsboro Independent School District, which is generally regarded as a stable, community-focused district with average academic performance ratings.
The region is subject to standard Texas weather risks, including severe thunderstorms and occasional high winds. Flood risk is localized to specific low-lying areas near creeks and lakes, and property insurance premiums are influenced by regional wildfire and storm exposure.
Economic momentum is driven by local agriculture, small-scale manufacturing, and the service industry. Infrastructure development is focused on maintaining rural connectivity, with steady interest in residential expansion near Lake Winnsboro.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commuting is primarily car-dependent, with residents traveling via State Highway 37 and Highway 11 to reach regional employment hubs in Tyler or Longview. Public transit options are not available.
The area features significant outdoor amenities, including Lake Winnsboro for fishing and boating, local city parks, and a historic downtown district with boutique shopping and dining. Golfing is available at local courses within a short drive.
The rental market is characterized by limited inventory, primarily consisting of single-family homes. Demand is steady, driven by those seeking a rural lifestyle, with minimal short-term rental saturation compared to major tourist hubs.
The local economy is anchored by agriculture, timber, and small-business retail. It serves as a regional hub for surrounding rural communities in Wood County.
Transportation is dominated by private vehicle use on state highways. There is no regional rail or bus transit infrastructure.
Development is primarily focused on low-density residential expansion and small-scale commercial improvements in the downtown area.
The Wood County Appraisal District manages property assessments, focusing on annual market value adjustments for residential and agricultural parcels.
Parcels are subject to school district taxes, county taxes, and city taxes where applicable. No major MUDs or PIDs are currently reported as primary drivers.
Property insurance costs are rising due to regional storm activity and wildfire risk, consistent with broader trends in East Texas.
Data retrieved from data.census.gov for ZCTA 75494.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Neon Moon Restaurant and Social Club4.315.7 mi
- Lake Country Playhouse4.820 mi
- Governor Jim Hogg City Park4.612.1 mi
- Winnsboro City Park4.33.7 mi
- Governor Jim Hogg City Park4.612.1 mi
- Dollar General3.93.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Popular destination for fishing, boating, and water recreation.
Features local boutiques, antique shops, and community events.
Provides walking trails, playgrounds, and picnic areas for residents.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.