The story of this market
The typical home in ZIP 75455 sells for about $314,000, or $158 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 78 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,900 a month.
ZIP 75455 — Mount Pleasant
The 75455 housing market is experiencing moderate price appreciation driven by limited inventory and steady demand. While affordability remains a challenge compared to historical norms, the market remains stable with consistent sales activity. Buyers are increasingly focused on value, leading to a slight increase in days on market.
This ZIP is well-suited for families and local workers seeking an affordable cost of living in a small-town environment. It offers a balance of rural space and essential suburban amenities, making it attractive for those prioritizing community stability over urban density.
Median prices moved up 2.1% year over year.
Homes spend a median of 78 days on market with 4.2 months of supply — a balanced-paced market.
13% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 15.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 75455, Texas
Crime rates in the Mount Pleasant area are generally consistent with regional averages for northeast Texas, with property crime being the primary concern. Local law enforcement maintains a stable presence, though residents are encouraged to utilize standard safety precautions.
Schools serving the 75455 ZIP code are primarily managed by the Mount Pleasant Independent School District, which provides a range of educational programs and extracurricular activities for a diverse student body.
The area is subject to standard regional risks including severe thunderstorms and occasional high winds, with localized flood risks in low-lying areas near water bodies. Property insurance markets remain stable but are sensitive to regional weather-related claims.
Economic momentum is driven by local manufacturing, agriculture, and retail sectors in Mount Pleasant. Infrastructure development is focused on maintaining regional connectivity via major highway corridors.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commuting is primarily car-dependent, with residents utilizing US-67 and US-271 for access to local employment hubs and regional transit routes.
The area features access to local parks, community sports facilities, and nearby Lake Bob Sandlin for water-based recreation. Shopping and dining options are concentrated in the central Mount Pleasant commercial district.
The rental market is characterized by steady demand from local workers and families, with limited new multi-family supply keeping vacancy rates relatively low. Short-term rental activity is minimal compared to long-term residential leasing.
The economy is anchored by manufacturing, food processing, and agricultural operations. Major employers include regional healthcare providers and industrial facilities in the Titus County area.
Transportation is dominated by private vehicle use, with US-67 and US-271 serving as the primary arteries for regional travel. Public transit options are limited, reflecting the area's rural-suburban character.
Development is primarily focused on residential infill and small-scale commercial expansion along major thoroughfares. No large-scale master-planned communities are currently reported.
The Titus County Appraisal District manages property assessments, utilizing mass appraisal techniques to determine annual market values for tax purposes.
Parcels are subject to levies from the Mount Pleasant ISD, Titus County, and various local utility and emergency service districts.
Property insurance premiums are influenced by regional weather patterns, including wind and hail risk. Market health is stable, though coverage costs have trended upward in line with national trends.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides extensive water recreation, fishing, and camping facilities.
Local private golf course and social hub.
Historic district featuring local boutiques and restaurants.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.