The story of this market
The typical home in ZIP 69021 sells for about $185,000, or $85 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $700 a month.
ZIP 69021
The housing market in 69021 is characterized by low inventory and stable, modest price growth driven by local demand. Figures for specific metrics like price-cut percentages and months of supply are estimated based on limited local listing activity. The market remains affordable compared to national averages, reflecting the rural economic base of Dundy County.
This ZIP is best suited for families and individuals seeking a quiet, low-cost rural lifestyle, as well as agricultural workers or retirees looking for affordability.
Median prices moved up 2.5% year over year.
Homes spend a median of 120 days on market with 8.0 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 14.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 69021, Dundy County NE
Crime rates in this rural area are significantly lower than national averages, with property and violent crime incidents being rare.
Schools in the area are part of the Dundy County School District, which provides small-town educational settings with limited extracurricular offerings compared to urban districts.
The area faces risks primarily from severe weather, including high winds and occasional flooding near the Republican River, with standard agricultural insurance coverage being common.
Economic momentum is tied to agricultural production and local small businesses, with limited new large-scale infrastructure or corporate development projects reported.
Property taxes are assessed by Dundy County based on local valuations, with rates influenced by school district and county-level levies; no specific municipal income tax applies.
Commutes are primarily local within Benkelman, with longer drives required for regional employment centers in larger Nebraska or Colorado towns.
Recreational opportunities include local parks, proximity to the Republican River for outdoor activities, and community-focused sports facilities.
The rental market is limited in depth, characterized by low turnover and a lack of large-scale multi-family developments.
The economy is heavily reliant on agriculture, including crop production and livestock, which serves as the primary industry and employer base.
Transportation is dominated by personal vehicle use, with U.S. Highway 34 serving as the primary corridor for regional travel.
There are no major commercial or residential development projects currently approved or under construction in the ZIP code.
Dundy County Central Appraisal District manages property assessments, focusing on agricultural land valuations and residential property tax rolls.
Parcels are subject to Dundy County school and county-level tax districts, with no major MUD or PID developments present.
Property insurance premiums are generally stable, though coverage for wind and hail damage is a standard consideration for homeowners.
The state experiences modest net domestic migration, with rural areas like Dundy County seeing long-term population decline.
Nebraska follows a non-judicial foreclosure process for deeds of trust, with specific notice and cure periods defined by state statute.
Sellers are required to provide a written disclosure statement regarding the condition of the property to potential buyers.
Data retrieved from Census Reporter and Data Commons for ZCTA 69021.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides local fishing and outdoor recreation opportunities.
Central community green space for local gatherings.
Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).