The story of this market
The typical home in ZIP 69001 sells for about $184,000, or $105 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $818 a month.
ZIP 69001 — McCook
The 69001 housing market is characterized by high vacancy rates and modest price growth, reflecting a stable but slow-moving rural economy. Investors face challenges with management intensity and limited appreciation, while the market remains accessible for local buyers. No significant new development or infrastructure projects are currently driving major shifts in market sentiment.
This ZIP is best suited for local workers, families seeking affordable housing, and long-term investors comfortable with rural market dynamics and higher vacancy risks.
Median prices moved up 2.1% year over year.
Homes spend a median of 88 days on market with 6.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.2% · poverty 15.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 69001, Red Willow County NE
Crime in the McCook area is generally low and consistent with rural Nebraska trends, with local law enforcement providing standard coverage for the region.
Schools serving the 69001 area are primarily managed by McCook Public Schools, which provide standard K-12 education for the rural community.
The area faces typical Midwestern climate risks, including severe thunderstorms and occasional wind events; flood risk is localized to specific drainage areas near the Republican River.
Economic momentum is driven by local agriculture, healthcare services, and regional retail, with limited large-scale industrial development currently reported.
Property taxes are assessed at the county level in Red Willow County, with rates determined by local school district, municipal, and county levies; no state income tax is applied to property values.
Commuting is primarily by private vehicle, with most residents working within the immediate McCook area; there is no significant public transit infrastructure.
The area features local parks, community sports facilities, and access to regional outdoor recreation including fishing and hunting in the surrounding rural landscape.
The rental market is characterized by a high vacancy rate of approximately 18.1%, suggesting a soft market with limited upward pressure on rents.
The economy is anchored by healthcare, agriculture, and local government services, with McCook serving as a regional hub for the surrounding rural counties.
Transportation is dominated by highway access; there is no major public transit or rail infrastructure serving the area.
There are no major large-scale commercial or residential developments currently reported in the pipeline for this ZIP.
Red Willow County Assessor manages property valuations for tax purposes, following Nebraska state assessment guidelines.
Parcels are subject to local school district taxes and county-level levies; no major MUD/PID districts are reported.
Property insurance premiums are influenced by regional weather risks, including hail and wind, which are common in the Nebraska plains.
Data retrieved from Census Reporter and ZCTA-level ACS tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Level IV trauma center serving the McCook area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.