The story of this market
The typical home in ZIP 65338 sells for about $250,000, or $185 per square foot.
Prices are up +5.2% from a year ago, so sellers still have some momentum. Homes take about 119 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $744 a month.
ZIP 65338 — Lincoln
The market in 65338 is currently characterized by high inventory levels and a slow sales pace, indicating a buyer's market. Prices have seen moderate year-over-year growth, but the high vacancy rate and limited sales volume suggest a quiet, rural real estate environment. Most activity is driven by local demand and recreational interest in the nearby lake.
This ZIP is best suited for retirees, outdoor enthusiasts, and families seeking a quiet, rural lifestyle with affordable housing and proximity to lake recreation.
Median prices moved up 5.2% year over year.
Homes spend a median of 119 days on market with 10.3 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.0% · poverty 13.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 65338, Benton County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the area are primarily managed by the Lincoln R-II School District, which provides standard rural educational services.
The area is subject to standard Midwestern weather risks, including severe thunderstorms and occasional flooding near water bodies; insurance availability is generally stable.
Economic momentum is driven by local agriculture, small-scale retail, and proximity to Truman Lake recreation, with limited large-scale industrial development.
Property taxes are assessed by Benton County based on local millage rates; there are no specific municipal income taxes, and agricultural exemptions apply to qualifying rural parcels.
Commuting is primarily car-dependent, with residents traveling to nearby towns like Warsaw or Sedalia for employment; there is no public transit infrastructure.
The area is anchored by proximity to Truman Lake, offering extensive fishing, boating, and camping opportunities, alongside local community parks in Lincoln.
The rental market is characterized by low inventory and high demand for single-family homes, with limited multi-family options available.
The economy is largely supported by agriculture, tourism related to Truman Lake, and small-business services in Lincoln and surrounding Benton County.
Transportation is entirely reliant on private vehicles via state highways; no public transit or rail service exists.
Development is primarily focused on residential infill and small-scale commercial improvements rather than large-scale infrastructure projects.
Benton County Assessor maintains property valuations based on periodic market analysis and state-mandated assessment cycles.
Parcels are subject to Lincoln R-II School District taxes and various county-level service districts.
Property insurance remains available, though premiums are influenced by regional exposure to severe weather events.
Data retrieved from US Census Bureau ZCTA profiles and local income statistics.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Jester's House4.32.6 mi
- Harry S Truman State Park4.79.6 mi
- Truman Lake Dam4.79 mi
- Drake Harbor4.89.9 mi
- Jester's House4.32.6 mi
- Swinging Bridge Of Warsaw4.89.8 mi
- Swinging Bridge Of Warsaw4.89.8 mi
- Harry S Truman State Park4.79.6 mi
- Drake Harbor4.89.9 mi
- Kaysinger Bluff Public Use Area4.68.4 mi
- Bucksaw Resort & Marina4.417.2 mi
- Truman State Park Marina4.88.8 mi
- Long Shoal Marina/Restaraunt4.610.7 mi
- Unhitched Sterett Creek Marina and RV Park4.56.1 mi
- Osage Bluff Marina4.613.9 mi
- Bomgaars4.48.9 mi
- Dollar General4.19.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major regional reservoir providing fishing, boating, and wildlife viewing.
Local community space for recreation and gatherings.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.