The story of this market
The typical home in ZIP 63638 sells for about $92,100, or $58 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 112 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $656 a month.
ZIP 63638 — Ellington
The housing market in 63638 remains stable with low inventory and modest price appreciation, reflecting its status as a rural, low-cost market. Sales volume is thin, and the market is driven by local demand rather than speculative investment. Figures for months of supply and specific tax rates are based on local market trends as official ZIP-level aggregate reports were not available.
This ZIP is best suited for retirees, outdoor enthusiasts, and those seeking affordable rural living, as it offers a quiet lifestyle with proximity to natural amenities rather than urban employment centers.
Median prices moved up 2.1% year over year.
Homes spend a median of 112 days on market with 8.4 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 94.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 17.7% · poverty 13.4% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 63638, Missouri
Crime rates in the Ellington area are generally low and consistent with rural southeast Missouri trends, remaining well below national averages.
The area is served by the Ellington R-II School District, which is characterized by small class sizes and a community-focused educational environment.
The region faces moderate risks from severe thunderstorms and occasional flooding near the Black River, with standard wildfire precautions recommended for forested areas.
Economic momentum is driven primarily by local agriculture, timber, and tourism related to the Ozark National Scenic Riverways, with limited large-scale industrial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Missouri) — Occupancy Law Property Tax Proration: Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster. State (Missouri) — Residential Property Tax Assessment: Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Commutes are primarily car-dependent, with residents traveling to local employment hubs in Ellington or neighboring towns via state highways.
The area is a gateway to the Ozark National Scenic Riverways, offering extensive opportunities for fishing, floating, and hiking, with local parks providing community gathering spaces.
The rental market is limited in depth, consisting mostly of single-family homes with low turnover and minimal short-term rental saturation.
The local economy is anchored by the timber industry, public sector employment, and tourism, with a focus on small-scale local businesses.
Transportation is entirely reliant on private vehicles, with State Highway 21 serving as the primary arterial route.
There are no major large-scale commercial or residential developments currently approved or under construction in the ZIP.
The Reynolds County Assessor manages property valuations, typically conducting reassessments on a biennial cycle.
Parcels are subject to local school district taxes and county-wide emergency service levies.
Property insurance premiums are influenced by rural fire response times and proximity to flood-prone areas near the river.
Missouri is a non-judicial foreclosure state, allowing for relatively fast trustee sales following default.
Missouri requires sellers to provide a disclosure statement regarding the condition of the property, though exemptions exist for certain transfers.
Data retrieved from census.gov ZCTA profiles; figures are estimates.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- 21 Drive In Theatre4.711.5 mi
- River Road Park4.712.9 mi
- Klepzig Mill4.813.2 mi
- Reed Spring Mill4.715.7 mi
- River Road Park4.712.9 mi
- Clearwater Lake4.610.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides extensive river access for floating and fishing.
A primary local attraction for recreation and tourism.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.