The story of this market
The typical home in ZIP 63565 sells for about $235,000, or $150 per square foot.
Prices are up +24.3% from a year ago, so sellers still have some momentum. Homes take about 105 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 63565 — Unionville
The 63565 housing market is characterized by low inventory and rural price appreciation. Recent data shows a significant year-over-year price increase, though sales volume remains very low due to the limited housing stock. Market conditions are stable, driven by local demand rather than speculative investment.
This ZIP is best suited for those seeking a quiet, rural lifestyle, including retirees and individuals employed in agriculture or local services.
Median prices moved up 24.3% year over year.
Homes spend a median of 105 days on market with 18.2 months of supply — a slower-moving market.
13% of listings have cut prices · homes sell at 96.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 14.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 63565, Putnam County MO
The area is served by the Putnam County R-I School District, which provides rural public education for the region.
The region is primarily rural with standard Midwestern weather risks; flood and wildfire risks are generally localized to specific terrain features.
The local economy is driven by agriculture and small-scale commerce, with limited large-scale industrial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Missouri) — Occupancy Law Property Tax Proration: Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster. State (Missouri) — Residential Property Tax Assessment: Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Commutes are primarily car-dependent, with residents traveling to local employment hubs in Unionville or surrounding rural centers.
Local recreation includes access to rural parks, fishing, and hunting opportunities typical of northern Missouri.
The rental market is limited, consisting primarily of single-family homes and small apartment units with low turnover.
The economy is heavily reliant on agriculture, livestock, and local government services.
Transportation is entirely reliant on personal vehicles via state highways; no public transit infrastructure exists.
No major commercial or residential developments are currently reported in the pipeline.
The Putnam County Assessor manages property valuations based on market sales and agricultural use assessments.
Parcels are subject to Putnam County R-I School District taxes and local municipal levies.
Standard rural property insurance applies; premiums are generally stable but sensitive to regional storm activity.
Missouri is a non-judicial foreclosure state.
Missouri requires sellers to provide a property disclosure statement regarding known material defects.
Data retrieved from US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
- Hy-Vee Grocery Store4.31.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Hosts local community events and agricultural fairs.
Provides local green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.