The story of this market
The typical home in ZIP 63138 sells for about $105,000, or $118 per square foot.
Prices are up +3.6% from a year ago, so sellers still have some momentum. Homes take about 11 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,161 a month.
ZIP 63138 — Saint Louis
The 63138 housing market remains stable with a focus on affordable, entry-level single-family homes. Prices have seen modest year-over-year growth, though the market is constrained by limited inventory and the economic profile of the area. Demand is driven by local buyers seeking affordability, while the overall market sentiment remains neutral due to broader regional economic factors.
This ZIP code is best suited for budget-conscious family buyers and long-term investors seeking affordable entry-level housing. It is less ideal for those prioritizing top-tier school districts or high-end luxury amenities.
Median prices moved up 3.6% year over year.
Homes spend a median of 11 days on market with 2.1 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.1% · poverty 14.6% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 63138, St. Louis County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the 63138 area are higher than the national average, with property crime being the most frequently reported issue. Regional comparisons indicate that safety remains a primary concern for residents compared to more suburban parts of St. Louis County.
Schools serving the 63138 ZIP code are primarily part of the Riverview Gardens School District, which has historically faced challenges with accreditation and academic performance metrics. Educational outcomes vary significantly across the district's attendance zones.
The area is subject to standard Midwestern weather risks, including severe thunderstorms and occasional high winds. Flood risk is localized to specific low-lying areas near the Mississippi River basin, and insurance premiums are generally stable but sensitive to regional storm activity.
Economic momentum is driven by proximity to major logistics and industrial hubs in North St. Louis County. Infrastructure improvements along the I-270 corridor continue to support regional connectivity, though large-scale new residential development is limited.
Property taxes are assessed by St. Louis County based on the market value of the property, with rates determined by local school district and municipal levies. Special taxing districts for fire protection and sewer services are common throughout the jurisdiction.
Residents typically rely on personal vehicles for commuting, with I-270 and I-70 serving as the primary arteries to reach employment centers in Downtown St. Louis and the airport area. Public transit options are limited, primarily consisting of bus routes with longer travel times to the city core.
The area features several local parks and green spaces, including the nearby St. Louis Riverfront Trail for outdoor activities. Shopping and dining options are concentrated along major thoroughfares like Bellefontaine Road, providing basic retail access within a short drive.
The rental market is characterized by high demand for affordable single-family housing, with low vacancy rates in the entry-level segment. Investor activity is present, though short-term rental saturation remains low compared to urban core neighborhoods.
The local economy is heavily influenced by the logistics, manufacturing, and healthcare sectors prevalent in North St. Louis County. Major employers in the broader region include Boeing, BJC HealthCare, and various distribution centers near the airport.
The area is served by a network of state highways and county roads, with I-270 providing the primary link to the broader St. Louis metropolitan region. Public transportation is provided by Metro Transit, though service frequency is lower than in the urban core.
Development activity is primarily focused on small-scale residential renovations and infrastructure maintenance. There are no major large-scale commercial or mixed-use projects currently under construction within the ZIP code boundaries.
The St. Louis County Assessor's office conducts biennial property assessments to determine market value for tax purposes. Property owners have the right to appeal assessments through the Board of Equalization.
Parcels are subject to various special districts, including the Riverview Gardens School District, fire protection districts, and the Metropolitan St. Louis Sewer District.
Property insurance premiums are influenced by regional exposure to severe weather events, including wind and hail. Market health is stable, though older housing stock may face higher premiums due to replacement cost valuations.
Data retrieved from U.S. Census Bureau American Community Survey 5-Year Estimates.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides scenic access to the Mississippi River for walking and cycling.
Offers hiking and wildlife viewing opportunities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.