The story of this market
The typical home in ZIP 63005 sells for about $750,000, or $245 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 28 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,596 a month.
ZIP 63005 — Chesterfield
The 63005 housing market remains resilient, characterized by high demand for luxury single-family homes and limited inventory. Prices continue to see modest year-over-year appreciation, supported by the area's strong school districts and economic stability in the St. Louis region.
This ZIP is ideal for affluent families seeking top-tier school districts, professionals working in the western St. Louis business corridors, and move-up buyers looking for larger homes with modern amenities.
Median prices moved up 3.2% year over year.
Homes spend a median of 28 days on market with 3.1 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 1.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 63005, St. Louis County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Chesterfield maintains a low crime rate compared to the broader St. Louis metropolitan area, with property and violent crime incidents consistently trending below regional averages.
The area is served by highly-rated public schools within the Parkway and Rockwood school districts, which are frequently recognized for academic excellence and high graduation rates.
The region faces moderate risk from severe thunderstorms and occasional wind events, with standard flood insurance requirements applicable to specific low-lying parcels near the Missouri River.
Economic momentum is driven by the Chesterfield Valley commercial corridor, which hosts major corporate headquarters, retail centers, and ongoing mixed-use development projects.
Property taxes are assessed by St. Louis County based on market value, with rates determined by the aggregate of school, municipal, and special district levies; no state-level property tax exists.
Residents primarily commute via I-64/US-40 toward the St. Louis employment core, with typical drive times ranging from 25 to 40 minutes depending on traffic conditions.
The area features extensive access to the Chesterfield Central Park, numerous walking trails, and proximity to multiple golf courses and the upscale shopping districts of Chesterfield Mall and the Valley.
The rental market is characterized by high demand for luxury multi-family units and single-family homes, with low vacancy rates and steady rent growth driven by the area's strong school reputation.
The economy is anchored by the healthcare, financial services, and retail sectors, with significant employment hubs located in the Chesterfield Valley and nearby business parks.
Transportation is heavily reliant on private vehicles, with I-64 serving as the primary artery; public transit options are limited compared to the urban core.
Ongoing development focuses on densifying the downtown area and expanding commercial capacity in the valley, with several residential subdivisions in the final phases of build-out.
The St. Louis County Assessor performs biennial property valuations to ensure assessments reflect current market conditions.
Parcels are subject to various special taxing districts, including fire protection, library, and community college districts, which are itemized on annual tax bills.
Property insurance premiums are stable but reflect regional exposure to severe weather, including wind and hail risks common in the Midwest.
Data retrieved from data.census.gov using ZCTA 63005 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Large municipal park with playgrounds, walking paths, and event spaces.
Major mixed-use entertainment and dining destination.
Extensive regional trail system for cycling and walking.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.