The story of this market
The typical home in ZIP 61089 sells for about $194,429, or $94 per square foot.
Prices are up +12.5% from a year ago, so sellers still have some momentum. Homes take about 49 days to sell. HUD's fair market rent for a two-bedroom is $830 a month.
ZIP 61089 — Winslow
The 61089 housing market is a low-volume, rural market characterized by high owner-occupancy and modest price appreciation. Limited inventory and low turnover are the primary drivers of current market conditions, with prices remaining affordable relative to broader Illinois averages.
This ZIP is best suited for rural-lifestyle seekers, retirees, or local workers who prioritize affordability and a quiet, small-town environment over proximity to major urban amenities.
Median prices moved up 12.5% year over year.
Homes spend a median of 49 days on market with 3.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.0% · poverty 19.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 61089, Stephenson County IL
Crime rates in the Winslow area are generally low, consistent with rural Stephenson County trends and significantly lower than regional urban centers.
Schools serving the area are part of rural district structures, typically characterized by small class sizes and limited extracurricular offerings compared to suburban districts.
The area is subject to standard Midwestern weather risks, including severe thunderstorms and occasional flooding near local waterways; insurance premiums are stable relative to state averages.
Economic momentum is limited, with the area primarily serving as a rural residential base for commuters to larger regional employment hubs in Stephenson and Winnebago counties.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Illinois) — Property Tax Assessment (Fair Cash Value): Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts.
Commutes are primarily car-dependent, with residents traveling to Freeport or other regional employment centers via state highways.
Recreation is centered on rural outdoor activities, including local parks and access to nearby natural areas for fishing and hunting.
The rental market is very thin with limited inventory, primarily consisting of single-family homes rather than multi-family developments.
The local economy is driven by agriculture and small-scale local services, with most residents commuting to larger nearby cities for employment.
No major commercial or residential developments are currently reported for this rural ZIP code.
Parcels are subject to local school district and county-level property tax levies.
Property insurance remains stable, though rural locations may face higher premiums due to limited fire protection services.
Data retrieved from census.gov ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community green space providing basic outdoor recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.