The story of this market
The typical home in ZIP 61013 sells for about $156,667, or $95 per square foot.
Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,200 a month.
ZIP 61013 — Cedarville
The housing market in 61013 is characterized by low inventory and stable, modest price points consistent with a rural village setting. Sales activity is infrequent, and the market remains driven by local owner-occupants rather than speculative investment.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with high homeownership rates and a lower cost of living compared to larger metropolitan areas.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 45 days on market with 1.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.4% · poverty 10.9% — a stable, low-distress profile.
ZCTA 61013, Stephenson County, IL
The area is served by local public school districts in Stephenson County, which generally provide rural educational settings.
The region is subject to standard Midwestern weather patterns, including potential for severe thunderstorms and winter weather; flood risk is localized to specific low-lying areas.
Economic momentum is tied to the broader Freeport and Stephenson County industrial and agricultural base, with limited new large-scale commercial development within the village itself.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Illinois) — Property Tax Assessment (Fair Cash Value): Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts.
Residents primarily rely on personal vehicles for commuting, with access to regional routes connecting to Freeport and other nearby employment hubs.
The area offers access to rural outdoor recreation, including local parks and proximity to the Pecatonica River, with basic shopping and dining available in nearby Freeport.
The rental market is very limited with a low inventory of multi-family units, primarily consisting of single-family home rentals.
The local economy is anchored by agriculture, manufacturing, and services centered in the nearby Freeport micropolitan area.
Transportation is almost exclusively automobile-dependent, with no public transit infrastructure serving the village.
Development is primarily focused on small-scale residential maintenance and local infrastructure improvements.
The Stephenson County Supervisor of Assessments oversees the valuation of property for tax purposes across the county.
Parcels are subject to local school district taxes, county levies, and potential township-specific service districts.
Property insurance premiums are influenced by regional weather risks, including wind and hail exposure common in Northern Illinois.
Illinois is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Illinois law requires sellers to provide a Residential Real Property Disclosure Report detailing the condition of the property.
Data retrieved from U.S. Census Bureau ACS 5-Year Estimates via MyTownView and IncomeByZipCode.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community green space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.