The story of this market
The typical home in ZIP 57078 sells for about $281,000, or $145 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $788 a month.
ZIP 57078 — Yankton
The housing market in 57078 remains stable with modest price appreciation and balanced inventory levels. Demand is supported by a steady local economy, though affordability remains a key factor for prospective buyers in the current interest rate environment.
This ZIP is well-suited for families and long-term residents seeking an affordable, stable community with strong access to outdoor recreation and a manageable cost of living.
Median prices moved up 3.2% year over year.
Homes spend a median of 62 days on market with 4.8 months of supply — a balanced-paced market.
18% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.6% · poverty 12.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 57078, Yankton County SD
Crime rates in Yankton are generally lower than the national average, with property crime being the primary concern in the area.
The Yankton School District is the primary provider, generally regarded as stable with consistent performance metrics across its elementary and secondary campuses.
The area faces moderate risks related to severe weather, including wind and occasional flooding near the Missouri River, which influences local insurance premiums.
Economic momentum is driven by healthcare, manufacturing, and government sectors, with steady but modest development in the Yankton area.
Property taxes are assessed at the county level based on market value, with rates influenced by local school district and municipal levies.
Commutes are generally short, with most residents working within the Yankton city limits or the immediate surrounding county area.
The area features significant access to the Missouri River, Lewis and Clark Lake, and numerous local parks, providing extensive outdoor recreation opportunities.
The rental market is characterized by steady demand and moderate vacancy pressure, with limited short-term rental saturation.
The economy is anchored by healthcare services, manufacturing, and regional retail, providing a stable employment base.
The area relies primarily on highway access, with US-81 serving as a major corridor for regional transit.
Development is focused on infill residential projects and minor commercial expansions within the city limits.
The Yankton County Assessor manages property valuations, with assessments updated annually to reflect market conditions.
Parcels are subject to Yankton School District levies and various municipal utility district assessments.
Property insurance premiums are influenced by regional weather patterns, with standard coverage widely available.
Data retrieved from US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional reservoir offering boating, fishing, and camping.
Central park area along the Missouri River with walking trails.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.