The story of this market
The typical home in ZIP 56474 sells for about $292,074, or $206 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 29 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $830 a month.
ZIP 56474 — Pine River
The housing market in 56474 is currently characterized as cautiously optimistic, shifting from a more aggressive growth period toward a more stabilized, value-oriented environment. While median listing prices remain substantial relative to historical averages, recent indicators show a decline in asking prices, suggesting a market correction or cooling effect as sellers adjust to moderated buyer demand.
Best suited for retirees, secondary-home buyers seeking vacation property, and residents prioritizing rural, outdoor-focused lifestyles.
Median prices moved up 2.5% year over year.
Homes spend a median of 29 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98.1% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.3% · poverty 12.7% — a stable, low-distress profile.
ZCTA 56474, Minnesota
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is a rural, lake-focused community where crime rates are generally low, reflecting the characteristics of a small-town Minnesota environment.
The district serving the area is Pine River-Backus (ISD 2174), which provides K-12 education and specialized learning centers for the community.
The region is primarily characterized by its lake and forest geography, with the Whitefish Chain of Lakes and Pine River Dam posing localized, managed flood risks.
Local momentum is driven by seasonal tourism, outdoor recreation, and small-business support, with limited large-scale corporate development in this rural corridor.
Property taxes in this jurisdiction are levied by Cass County and local school district authorities; specific tax formulas and exemptions are managed at the county assessor level.
The area is rural; residents primarily commute by personal vehicle, with average commute times exceeding 20 minutes toward regional employment hubs.
High access to the Whitefish Chain of Lakes, Pine River Dam, and numerous parks and trails, catering to seasonal residents and outdoor enthusiasts.
Very limited rental inventory (often restricted by short-term vacation usage), with high vacancy rates likely misrepresenting long-term supply due to seasonal housing.
The economy is heavily weighted toward tourism, hospitality, agriculture, and local services in the Brainerd Lakes area.
Limited major infrastructure development; local focus remains on maintaining recreational infrastructure and small-town commerce.
Parcels are subject to school district 2174 and county-level tax jurisdictions; special utility or flood control districts are maintained by local government.
Property insurance posture is typical for rural central Minnesota, with risks primarily related to seasonal weather, wind, and forest-proximate fire hazards.
Data retrieved from data.census.gov ZCTA 56474 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Nisswa Family Fun Waterpark4.617.3 mi
- Breezy Point Resort4.419.8 mi
- Madden's On Gull Lake4.719.2 mi
- Nature Link Resort4.918.4 mi
- Snarky Loon Brewing Company4.714.1 mi
- Bears Den4.56.2 mi
- Spider Lake ATV/ORV/ORM Trails Parking Lot4.85.7 mi
- Foot Hills State Forest4.610.2 mi
- Spider Lake ATV/ORV/ORM Trails Parking Lot4.85.7 mi
- Foot Hills State Forest4.610.2 mi
- Breezy Point Resort4.419.8 mi
- Your Boat Club Gull Lake4.715.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major recreational lake system serving the region.
Local recreational and historical site.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.