The story of this market
The typical home in ZIP 54568 sells for about $495,000, or $232 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 87 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $771 a month.
ZIP 54568 — Arbor Vitae
The Woodruff housing market remains stable, characterized by a high share of waterfront properties and seasonal demand. While inventory is sufficient, the market is constrained by the limited availability of long-term housing, keeping prices firm despite broader economic headwinds.
This ZIP is ideal for outdoor enthusiasts, retirees, and second-home buyers seeking a Northwoods lifestyle, though it presents challenges for year-round renters due to seasonal market pressures.
Median prices moved up 2.1% year over year.
Homes spend a median of 87 days on market with 6.2 months of supply — a balanced-paced market.
13% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.3% · poverty 10.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 54568, Wisconsin
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Woodruff area are generally low, consistent with rural northern Wisconsin trends and significantly lower than national urban averages.
Schools serving the area are part of the Lakeland Union High School District and local elementary districts, which generally maintain stable performance ratings within the state framework.
The area faces moderate risks related to winter weather and forest-fire potential, with property insurance premiums reflecting the rural, wooded nature of the Northwoods geography.
Economic momentum is driven by tourism, healthcare, and outdoor recreation, with limited large-scale industrial development and a focus on preserving the natural landscape.
Property taxes are levied by the county, town, and school district; Wisconsin utilizes a state-wide property tax assessment system with specific exemptions for primary residences (lottery credit).
Commutes are primarily car-dependent, with residents traveling to nearby employment hubs like Minocqua or Rhinelander via state highways.
The area is a premier destination for outdoor recreation, featuring extensive access to the Northern Highland-American Legion State Forest, numerous lakes for boating, and miles of snowmobile and ATV trails.
The rental market is heavily influenced by seasonal tourism and short-term vacation rentals, leading to limited long-term housing inventory for local workers.
The local economy is anchored by the tourism and hospitality sectors, supported by regional healthcare services and small-scale retail.
Transportation is almost exclusively via private vehicle, with US Highway 51 serving as the primary north-south corridor.
Development is largely focused on small-scale residential infill and tourism-related infrastructure improvements.
Parcels are subject to local school district levies and county-level property tax assessments.
Property insurance costs are influenced by the high density of wooded areas and the associated wildfire risk, as well as severe winter weather exposure.
Data retrieved from Census Reporter profile for ZCTA 54568.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- The Waters of Minocqua4.14.9 mi
- Elmers Fun Park4.411.2 mi
- Settlers Mill Adventure Golf & Frozen Custard4.75.2 mi
- Lake of the Torches Resort Casino411.2 mi
- The Waters of Minocqua4.14.9 mi
- Norwood Pines Supper Club4.54.7 mi
- Minocqua Yacht Club4.34.4 mi
- Lake of the Torches Resort Casino411.2 mi
- Wildwood Wildlife Park Zoo & Safari4.74.3 mi
- The Waters of Minocqua4.14.9 mi
- Firefly Lake Campground4.75.9 mi
- World's Largest Penny4.32.4 mi
- Wildwood Wildlife Park Zoo & Safari4.74.3 mi
- Minocqua Winter Park4.712.5 mi
- Bearskin Trailhead Park4.94.1 mi
- Star Lake Nature Trail4.912 mi
- Torpy Park4.63.9 mi
- Lynn Ann's Campground4.57.3 mi
- Greer's Pier Marina Inc.4.715.3 mi
- Boulder Marine Center4.713.2 mi
- Minocqua Lakeside4.87.3 mi
- Trout Lake Golf & Country Club4.37.5 mi
- 19th Hole Sports Bar & Grill4.55.6 mi
- St. Germain Flea Market4.68.7 mi
- 70-West Center4.43.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Massive state forest offering extensive hiking, camping, and wildlife viewing.
A premier regional destination for fishing, boating, and water sports.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.