The story of this market
The typical home in ZIP 54560 sells for about $305,074, or $224 per square foot.
Prices are up +2.52% from a year ago, so sellers still have some momentum. Homes take about 51 days to sell. HUD's fair market rent for a two-bedroom is $1,107 a month.
ZIP 54560 — Sayner
The housing market in 54560 remains stable, driven by consistent demand for vacation properties in the Northwoods. While inventory is limited and price growth has moderated, the area continues to attract buyers seeking recreational lifestyle assets. Market conditions are characterized by low turnover and a high share of seasonal ownership.
This ZIP is best suited for vacation-home buyers, retirees, and outdoor enthusiasts who prioritize access to nature over proximity to urban employment centers.
Median prices moved up 2.5% year over year.
Homes spend a median of 51 days on market with 6.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 3.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 54560, Vilas County WI
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Sayner area are generally low, consistent with the rural, low-density character of Vilas County.
Public education is provided by regional districts serving the Northwoods, with school quality generally rated as average for the rural Wisconsin context.
The area is heavily forested, presenting a moderate wildfire risk, and property insurance premiums are influenced by the prevalence of seasonal, wood-frame housing stock.
Economic momentum is driven primarily by tourism, outdoor recreation, and seasonal hospitality, with limited large-scale industrial or corporate development.
Property taxes are assessed at the municipal level within Vilas County, with rates determined by local school district levies and county-wide assessments.
Commuting is primarily by private vehicle, with residents traveling to nearby hubs like Rhinelander or Eagle River for employment and services.
The area is a premier destination for outdoor recreation, featuring extensive access to the Northern Highland-American Legion State Forest, numerous lakes for fishing and boating, and local snowmobile and hiking trails.
The rental market is characterized by low inventory and high demand for seasonal or short-term vacation rentals, with limited long-term housing availability.
The local economy is heavily reliant on the tourism and hospitality sectors, supported by the seasonal influx of visitors to the Northwoods region.
Transportation is entirely dependent on personal vehicles, with no public transit infrastructure serving the area.
Development is strictly regulated to preserve the rural and natural character of the Northwoods, with no major commercial projects currently in the pipeline.
Vilas County utilizes a standard assessment model based on market value, with property taxes levied to support county and local school district operations.
Parcels are subject to local school district taxes and county-level levies, with no significant MUD or PID structures present.
Property insurance costs are elevated due to the high concentration of wood-frame structures and the wildfire risk associated with the surrounding forest.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- The Waters of Minocqua4.113 mi
- Elmers Fun Park4.49.1 mi
- Kartway4.414.7 mi
- Settlers Mill Adventure Golf & Frozen Custard4.713.3 mi
- Eagle Falls Adventure Golf & Laser Tag4.616.1 mi
- Lake of the Torches Resort Casino416.9 mi
- The Waters of Minocqua4.113 mi
- Norwood Pines Supper Club4.513.2 mi
- Eagle Waters Resort & Supper Club4.417.3 mi
- Sweetwater Spirits & Resort4.315.1 mi
- Wildwood Wildlife Park Zoo & Safari4.712.8 mi
- Firefly Lake Campground4.74.2 mi
- World's Largest Penny4.310.8 mi
- Star Lake Nature Trail4.93.6 mi
- Torpy Park4.612.2 mi
- Wildwood Wildlife Park Zoo & Safari4.712.8 mi
- Star Lake Nature Trail4.93.6 mi
- Bearskin Trailhead Park4.912.5 mi
- Fallison Lake Nature Trail4.83.6 mi
- Torpy Park4.612.2 mi
- Lynn Ann's Campground4.55.8 mi
- Boat Sport Marina4.418.5 mi
- Greer's Pier Marina Inc.4.715.6 mi
- Boulder Marine Center4.78.8 mi
- Minocqua Lakeside4.815.4 mi
- Trout Lake Golf & Country Club4.38.5 mi
- 19th Hole Sports Bar & Grill4.56.1 mi
- St. Germain Flea Market4.66.9 mi
- 70-West Center4.411.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Massive state forest offering extensive hiking, camping, and wildlife viewing.
A major local water body popular for fishing, boating, and seasonal recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.