LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 53528 sells for about $567,500, or $258 per square foot.

Prices are up +19.47% from a year ago, so sellers still have some momentum. Homes take about 41 days to sell. HUD's fair market rent for a two-bedroom is $1,423 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 53528 — Cross Plains

Dane County →Madison marketrefreshed Sep 23, 2026next refresh Oct 23, 2026
Market mood · cautiously optimistic

The Cross Plains housing market remains competitive, characterized by low inventory and strong demand from professionals working in the Madison area. While prices have seen significant year-over-year growth, the market is stabilizing as buyers adjust to current interest rate environments. The area's appeal is driven by its high-quality school district and proximity to major regional employment hubs.

Who this ZIP fits

This ZIP is ideal for families and professionals seeking a suburban lifestyle with high-quality schools and easy access to Madison. It appeals to those who value outdoor recreation and a quiet, community-focused environment over urban density.

Parent geography
Cross Plains · no city intel reportDane County →Madison market →Wisconsin state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 114.6 km²Water area · 0.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$567,500
+19.47% year over year
Divergent · 19.5% from published 2025 series — validation case open, publishes pending verdict
Days on market
41 days
Active listings
97
Listings with price cuts
14%
share of active listings
Sale-to-list ratio
100.6%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
89
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 19.5% year over year.

76
Liquidity/100

Homes spend a median of 41 days on market with 3.2 months of supply — a fast-moving market.

81
Momentum/100

14% of listings have cut prices · homes sell at 100.6% of asking — demand is running ahead of supply.

100
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.2% · poverty 2.4% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$3,800$4,750$5,700$6,650$7,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
6,263

ZCTA 53528, Dane County WI

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.8%
Foreign-born residents
113
Naturalized (of foreign-born)
66.4%
Non-citizens (of population)
0.6%
Entered 2010 or later (of foreign-born)
41.6%
World region of birth (foreign-born)
Asia
47.8%
Americas
30.1%
Europe
22.1%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Cross Plains generally experiences low crime rates, consistent with the broader Dane County suburban profile. It is considered a safe, family-oriented community with minimal violent crime reported.

Schools & education

The area is served by the Middleton-Cross Plains Area School District, which is highly regarded for its academic performance and robust extracurricular offerings.

Environmental & hazard

The region faces standard Midwestern climate risks, including seasonal severe thunderstorms and winter weather; flood risk is localized to specific low-lying areas near Black Earth Creek.

Growth & development

Economic momentum is driven by proximity to the Madison employment hub, with significant growth in professional, technical, and healthcare sectors. Infrastructure development focuses on maintaining connectivity to the greater Madison metropolitan area.

Taxation

Property taxes are assessed by Dane County and the Village of Cross Plains, with rates determined by local municipal, school district, and county levies. Wisconsin does not have a state-level property tax, and exemptions are available for primary residences via the lottery and gaming credit.

Transportation & commute

Residents primarily commute to Madison via US Highway 14, which provides a direct route to the city's employment core. The drive typically takes 20-30 minutes depending on traffic conditions.

Recreation & amenities

The area features extensive outdoor amenities, including the Ice Age National Scenic Trail, local parks like Zander Park, and proximity to Black Earth Creek for fishing and recreation. Shopping and dining options are concentrated in the village center and nearby Middleton.

Rental market

The rental market is characterized by low vacancy rates due to high demand from professionals working in the Madison area. Short-term rental activity is limited, with most inventory consisting of long-term residential leases.

Economy & employers

The economy is anchored by the broader Madison metropolitan area, with major employment sectors including healthcare, education, and technology. Local businesses in Cross Plains support the immediate community, while residents largely commute to larger employers in Madison and Middleton.

Transportation & infrastructure

Transportation is primarily automobile-dependent, with US Highway 14 serving as the main artery. Public transit options are limited, though regional bus services connect the area to Madison.

Development pipeline

Development is focused on managed growth, with several residential subdivisions in various stages of approval to accommodate the steady influx of new residents.

Special districts

Parcels are subject to the Middleton-Cross Plains Area School District and various municipal utility districts for water and sewer services.

Insurance & hazard market

Property insurance premiums are stable, though homeowners should account for standard coverage against wind and hail damage common in the region.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 53528, Dane County WI
Population
6,263
Median age
40.9 yrs
Owner-occupancy
78.5%
Median home value
$376,500
Median gross rent
$1,250
Median household income
$98,500
Median year built
1982
Vacancy rate
3.2%
Renter share
21.5%
Owner cost burden
18.4%
Renter cost burden
28.9%
Population change
+1.2%
Net migration
150
Work-from-home share
22.4%
Mean commute
24.5 min
Bachelor's or higher
48.2%
Unemployment
1.2%
Poverty rate
2.4%
Avg household size
2.6
White
92.1%
Hispanic
3.5%
Asian
1.8%
Black
0.6%
Other
2%

Data retrieved from data.census.gov using ZCTA 53528 profile tables.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Park ElementaryElementary8/10Middleton-Cross PlainsHighly rated school serving the local community.
Glacier Creek Middle SchoolMiddle7/10Middleton-Cross PlainsServes the middle school population for the district.
Middleton High SchoolHigh8/10Middleton-Cross PlainsThe primary high school for the district, known for strong academic performance.
School districts
Middleton-Cross Plains Area School DistrictExceeds ExpectationsA large, high-performing district serving the western Madison suburbs.
Utilities & services
InternetSpectrum/AT&TBroadband and fiber options available.
Electric/GasAlliant EnergyPrimary provider for the village.
Water/SewerVillage of Cross PlainsMunicipal utility services.
Trash/RecyclingWaste ManagementContracted municipal service.
Major employers & industries
Epic SystemsHealthcare TechnologyMajor regional employer located in nearby Verona.
University of Wisconsin-MadisonEducation/ResearchLargest employer in the region.
American Family InsuranceInsuranceSignificant corporate presence in the Madison area.
Major amenities · ZIP 53528
Theme, amusement & water parks
10 · 20 mi
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
16 · 20 mi
Parks, trails & nature
19 · 13 mi
Lakes, marinas & beaches
3 · 20 mi
Golf
10 · 13 mi
Shopping & dining districts
11 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Ice Age National Scenic Trail
Park/Trail

A world-class hiking trail that passes through the area, offering significant recreational value.

Zander Park
Park

A central community park providing sports fields and picnic areas.

Black Earth Creek
Waterfront

A renowned trout stream that serves as a major natural amenity for the village.

On the horizon · announced & under construction
Cross Plains Village ExpansionMixed-useApprovedOngoing residential and commercial development projects aimed at increasing housing density near the village center.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.