The story of this market
The typical home in ZIP 48813 sells for about $299,900, or $185 per square foot.
Prices are up +5.7% from a year ago, so sellers still have some momentum. Homes take about 55 days to sell. HUD's fair market rent for a two-bedroom is $957 a month.
ZIP 48813 — Charlotte
The 48813 housing market is currently balanced, characterized by steady demand from local families and commuters. While inventory remains tight, the market is seeing moderate price appreciation driven by its affordability relative to the broader Lansing metro area.
This ZIP is ideal for family buyers and commuters seeking a small-town atmosphere with affordable housing options while remaining within a reasonable driving distance of the Lansing metropolitan employment center.
Median prices moved up 5.7% year over year.
Homes spend a median of 55 days on market with 4.2 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 8.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 48813, Eaton County MI
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Charlotte, MI are generally lower than the national average, with the area maintaining a stable, small-town safety profile compared to the nearby Lansing urban core.
Schools serving the 48813 ZIP code are primarily managed by Charlotte Public Schools, which generally maintains a moderate performance rating within the regional educational landscape.
The area faces standard Midwestern climate risks, primarily related to severe thunderstorms and winter weather, with flood risk concentrated in specific low-lying areas near the Battle Creek River.
Economic momentum is driven by the proximity to the Greater Lansing employment hub, with local development focused on residential expansion and small-scale commercial growth to support the growing population.
Property taxes are assessed at the local level by Eaton County, with millage rates determined by the city, county, and school district; Michigan's Proposal A limits annual taxable value increases to the lesser of 5% or the rate of inflation.
Residents primarily commute via I-69 and I-96, providing a direct 20-30 minute drive to the Lansing employment core; public transit options are limited, making personal vehicle ownership essential.
The area features several local parks including Bennett Park and the Charlotte City Park, offering trails and green space, with additional shopping and dining concentrated in the historic downtown district.
The rental market is characterized by low vacancy pressure and consistent demand from commuters and local workers, with limited new multi-family supply keeping rent growth stable.
The economy is anchored by manufacturing, healthcare, and public sector employment in the Greater Lansing area, with a stable local base of small businesses and retail.
The area is served by the I-69 highway corridor, which acts as the primary artery for regional transit and commuting to Lansing.
Development is primarily focused on residential subdivisions on the city's periphery and revitalization efforts within the downtown core.
The Eaton County Equalization Department oversees property assessments, ensuring compliance with state-mandated valuation standards.
Parcels are subject to Charlotte Public Schools and Eaton RESA tax levies, with standard municipal utility districts providing water and sewer services.
Property insurance premiums are generally stable, though homeowners in flood-prone areas near the river may require additional coverage.
Data retrieved from data.census.gov ZCTA 48813 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Zap Zone XL - Lansing4.616.4 mi
- Funcity Trampoline and Adventure Park3.715.9 mi
- Sky Zone Trampoline Park4.516.1 mi
- Funtyme Adventure Parks4.214.1 mi
- Chuck E. Cheese3.916.1 mi
- Celebration! Cinema4.515.4 mi
- Country Mill Farms, Bakery, Orchard & Cider Mill4.75.9 mi
- Royal Scot Lansing4.118.5 mi
- Lansing Brewing Company4.218.7 mi
- Grewal Hall at 2244.418.3 mi
- Char-Lanes Inc4.32.5 mi
- Crandell Park4.62.3 mi
- Bennett Park4.51 mi
- Fox Memorial Park4.67 mi
- Danford Island Park4.610.6 mi
- Impression 5 Science Center4.718.4 mi
- Michigan History Center4.717.9 mi
- R.E. Olds Transportation Museum4.818.4 mi
- Courthouse Square Museum4.61.4 mi
- Millers Farm Chapel4.59.2 mi
- Burchfield Park4.712.2 mi
- Crandell Park4.62.3 mi
- Bennett Park4.51 mi
- Fox Memorial Park4.67 mi
- Alliance Lake Softball Park4.35.7 mi
- Bonnie View Golf Course4.39.8 mi
- Maple Brook Golf Course4.41.6 mi
- Meijer4.20.3 mi
- Dollar General4.16.8 mi
- Dollar General4.18.7 mi
- Capital Region International Airport4.319.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A large community park featuring sports fields, picnic areas, and walking trails.
The central hub for local businesses, dining, and community events.
Provides scenic views and recreational opportunities for fishing and kayaking.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.