LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 48189 sells for about $424,000, or $240 per square foot.

Prices are up +5.2% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,246 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 48189 — Whitmore Lake

Washtenaw County →Livingston County →spans 2 countiesrefreshed Oct 1, 20262 cycles retainednext refresh Oct 31, 2026
Market mood · cautiously optimistic

The 48189 housing market shows resilience with a median price of $424,000, driven by consistent demand from Ann Arbor commuters. While inventory remains tight, the market is experiencing a stabilization in days on market compared to previous years. Overall, the area remains a desirable location for families seeking a balance between suburban living and proximity to major employment hubs.

Who this ZIP fits

This ZIP is ideal for families and commuters who desire a lake-oriented lifestyle while remaining within a reasonable driving distance of the Ann Arbor employment hub.

Parent geography
Whitmore Lake · no city intel reportWashtenaw County →Michigan state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 88.5 km²Water area · 5.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$424,000
+5.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
45 days
Active listings
38
Listings with price cuts
13%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
81
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
76
Growth/100

Median prices moved up 5.2% year over year.

74
Liquidity/100

Homes spend a median of 45 days on market with 3.2 months of supply — a fast-moving market.

75
Momentum/100

13% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

97
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.1% · poverty 5.9% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,300$3,450$4,600$5,750$6,900

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
13,893

ZCTA 48189, Michigan

Area context
Crime & safety

Crime rates in Whitmore Lake are generally lower than the Michigan state average, with property crime being the most frequently reported incident type.

Schools & education

Schools serving the area are primarily part of the Whitmore Lake Public Schools district, which maintains a moderate rating and focuses on community-integrated education.

Environmental & hazard

The area faces standard Midwestern climate risks, including seasonal severe thunderstorms and winter weather; flood risk is localized near the lakefront.

Growth & development

Economic momentum is driven by proximity to Ann Arbor's research and university sectors, with steady residential development occurring in Northfield Township.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Michigan) — Disabled Veterans Homestead Exemption: Provides an exemption from property taxes levied for school operating purposes and potentially other local taxes depending on eligibility. State (Michigan) — General Property Tax Act: Property is assessed at 50% of true cash value (State Equalized Value). Taxable value is capped at the lesser of the state equalized value or the previous year's taxable value adjusted by the consumer price index (up to 5%), unless a transfer of ownership occurs.

Transportation & commute

Residents primarily commute via US-23, providing direct access to Ann Arbor to the south and Brighton to the north.

Recreation & amenities

The area is anchored by Whitmore Lake, offering boating and fishing, alongside local parks like the Northfield Community Park and nearby golf courses.

Rental market

The rental market is characterized by low vacancy rates due to high demand from commuters working in Ann Arbor and limited new multi-family inventory.

Economy & employers

The economy is heavily influenced by the proximity to the University of Michigan and the broader Ann Arbor tech and healthcare corridor.

Transportation & infrastructure

Transportation is dominated by the US-23 highway corridor, which serves as the primary artery for regional transit.

Development pipeline

Development is focused on controlled residential expansion in Northfield Township with an emphasis on preserving lakefront access.

County appraisal district

The Washtenaw County Equalization Department oversees property assessments, ensuring compliance with state constitutional tax limits.

Special districts

Parcels are subject to Northfield Township and Whitmore Lake Public Schools district taxes, with specific assessments for local utility services.

Insurance & hazard market

Property insurance premiums are stable, though proximity to the lake may influence flood insurance requirements for specific parcels.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 48189, Michigan
Population
13,893
Median age
41.6 yrs
Owner-occupancy
78.5%
Median home value
$345,000
Median gross rent
$1,450
Median household income
$82,450
Median year built
1985
Vacancy rate
4.2%
Renter share
21.5%
Owner cost burden
22%
Renter cost burden
38.5%
Population change
+1.2%
Net migration
150
Work-from-home share
18.5%
Mean commute
28.5 min
Bachelor's or higher
35.2%
Unemployment
2.1%
Poverty rate
5.9%
Avg household size
2.6
White
91.2%
Hispanic
3.5%
Black
1.2%
Asian
1.8%
Other
2.3%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Whitmore Lake ElementaryElementary6/10Whitmore Lake Public SchoolsServes K-4 students.
Whitmore Lake Middle/High SchoolHigh5/10Whitmore Lake Public SchoolsCombined campus for secondary education.
School districts
Whitmore Lake Public SchoolsBPrimary district serving the majority of the ZIP code.
Utilities & services
ElectricDTE EnergyPrimary provider for the region.
Natural GasDTE EnergyStandard service for residential heating.
InternetXfinity/AT&TBroadband and fiber options available.
Major employers & industries
University of MichiganEducation/ResearchMajor regional employer.
Trinity HealthHealthcareSignificant regional healthcare provider.
Major amenities · ZIP 48189
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
12 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
4 · 20 mi
Shopping & dining districts
10 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Whitmore Lake
Lake

A large recreational lake providing boating, fishing, and swimming access.

Northfield Community Park
Park

Features sports fields, walking trails, and community event spaces.

On the horizon · announced & under construction
Northfield Township Infrastructure UpgradesInfrastructureOngoingMulti-year project to improve local water and sewer capacity.
Sources · 4 cited

Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).