The story of this market
The typical home in ZIP 46637 sells for about $270,000, or $153 per square foot.
Prices are down 13.6% from a year ago, which gives buyers more room to negotiate. Homes take about 33 days to sell. HUD's fair market rent for a two-bedroom is $1,163 a month.
ZIP 46637 — South Bend
The 46637 housing market is currently competitive, characterized by low inventory and a moderate pace of sales. While some indicators show year-over-year price declines, the consensus points to a market where supply-demand imbalances keep prices relatively firm. Buyer competition is present, though the pace of sales is slower than the previous year, suggesting a normalizing market.
This area primarily fits families and local professionals seeking proximity to the University and the broader South Bend-Mishawaka employment corridor.
Median prices moved down 13.6% year over year.
Homes spend a median of 33 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.9% · poverty 11.3% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 46637, St. Joseph County, IN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area has a C- crime grade. While safer than the urban core, violent and property crime rates remain higher than national averages.
Schools are part of the South Bend Community School Corporation. Local public schools report lower-than-average proficiency in math and reading compared to state benchmarks.
No specific elevated hazard trends are reported beyond standard Midwestern climate risks. Flood risk is managed via local utility and regional flood-control district mapping.
Proximity to the University of Notre Dame is the primary economic driver. Infrastructure is focused on maintaining connectivity to the South Bend-Mishawaka metropolitan area.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
The ZIP offers moderate access to the South Bend employment core. The mean commute time is approximately 19.9 minutes.
The area features access to local parks and is within close proximity to the University of Notre Dame’s campus amenities, including sports venues, museums, and dining.
The market shows moderate vacancy pressure with a rental supply that balances demand. Rental trajectories follow broader regional trends.
The economy is dominated by the educational, healthcare, and retail sectors centered around South Bend and the University of Notre Dame.
Infrastructure is focused on maintaining connectivity to the South Bend-Mishawaka metropolitan area.
There is a limited large-scale residential development pipeline. Growth is characterized by infill and minor renovation projects.
Parcels are subject to St. Joseph County taxation and the South Bend Community School Corporation jurisdiction.
Standard insurance posture for the Midwest with no specific anomalous risk profiles identified.
Data sourced from 2024 ACS estimates and local market reports.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Smiley's Space Themed Adventure Park4.35.3 mi
- Niles Scream Park4.47.5 mi
- Sky Zone Trampoline Park4.13.5 mi
- Amazing Acres4.516.8 mi
- Chuck E. Cheese3.74.3 mi
- Notre Dame Stadium4.82.2 mi
- Journeyman Distillery4.619.5 mi
- Golden Corral Buffet & Grill43.7 mi
- Compton Family Ice Arena4.82.6 mi
- Joyce Center4.72.3 mi
- Potawatomi Zoo4.54.4 mi
- Cinemark South Bend and SCREENX4.63.5 mi
- Basilica of the Sacred Heart4.91.9 mi
- Smiley's Space Themed Adventure Park4.35.3 mi
- Fernwood Botanical Garden4.710.7 mi
- Indiana Dinosaur Museum4.25.4 mi
- RV/MH Hall of Fame4.618.9 mi
- Fernwood Botanical Garden4.710.7 mi
- Studebaker National Museum4.83.9 mi
- The Lerner Theatre4.714.5 mi
- Fernwood Botanical Garden4.710.7 mi
- Howard Park4.73.8 mi
- Central Park4.65.7 mi
- St. Patrick's County Park4.72 mi
- Thousand Trails Bear Cave3.912 mi
- Boat Ramp Diamond Lake4.417.4 mi
- Wyland's Mishawaka Marina4.47.6 mi
- Warren Golf Course4.61.8 mi
- Elbel Park Golf Course4.57.1 mi
- Knollwood Country Club4.43.4 mi
- Morris Park Country Club4.73.8 mi
- Juday Creek Golf Course3.84.8 mi
- University Park Mall4.33 mi
- Meijer4.13.5 mi
- Meijer4.12 mi
- Meijer4.28 mi
- T.J. Maxx4.33.4 mi
- South Bend International Airport4.33.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major landmark and sports venue located in close proximity.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.