The story of this market
The typical home in ZIP 46628 sells for about $169,000, or $133 per square foot.
Prices are up +11.4% from a year ago, so sellers still have some momentum. Homes take about 22 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,104 a month.
ZIP 46628 — South Bend
The 46628 housing market is experiencing steady demand with a median listing price of $169,000. Prices in the broader South Bend area have seen a year-over-year increase of 11.4%, reflecting a competitive environment for buyers. Market conditions remain balanced with homes selling near the asking price.
Median prices moved up 11.4% year over year.
Homes spend a median of 22 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.9% · poverty 19.3% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 46628, St. Joseph County, Indiana
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
Data sourced from Zips.us.com and Realtor.com market reports.
- Smiley's Space Themed Adventure Park4.38.5 mi
- Niles Scream Park4.47.1 mi
- Sky Zone Trampoline Park4.16.9 mi
- Captain Mike's Fun Park4.519.1 mi
- Chuck E. Cheese3.77 mi
- Notre Dame Stadium4.84.6 mi
- Journeyman Distillery4.616.2 mi
- Golden Corral Buffet & Grill47.2 mi
- Compton Family Ice Arena4.84.9 mi
- Joyce Center4.74.7 mi
- Potawatomi Zoo4.56.3 mi
- Cinemark South Bend and SCREENX4.66.6 mi
- Basilica of the Sacred Heart4.94.2 mi
- Smiley's Space Themed Adventure Park4.38.5 mi
- Fernwood Botanical Garden4.710 mi
- Indiana Dinosaur Museum4.21.8 mi
- Fernwood Botanical Garden4.710 mi
- Studebaker National Museum4.84.3 mi
- The Lerner Theatre4.718 mi
- The Golden Dome4.94.2 mi
- Fernwood Botanical Garden4.710 mi
- Howard Park4.75.1 mi
- Central Park4.68.2 mi
- St. Patrick's County Park4.73.5 mi
- Bear Cave - Buchanan, MI3.911.3 mi
- Wyland's Mishawaka Marina4.410.7 mi
- Warren Golf Course4.65 mi
- Elbel Park Golf Course4.53.8 mi
- Knollwood Country Club4.46.9 mi
- Morris Park Country Club4.76.1 mi
- Juday Creek Golf Course3.88.4 mi
- University Park Mall4.36.6 mi
- Meijer4.16.9 mi
- Meijer4.11.7 mi
- Meijer4.29.9 mi
- T.J. Maxx4.36.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.