The story of this market
The typical home in ZIP 46619 sells for about $159,931, or $133 per square foot.
Prices are up +25.5% from a year ago, so sellers still have some momentum. Homes take about 13 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $993 a month.
ZIP 46619 — South Bend
The market for ZIP 46619 is currently cautiously optimistic, reflecting a trend of rising prices and limited inventory. Median sale prices have experienced a notable double-digit increase year-over-year, driven by high demand for entry-level housing. While the pace of sales remains rapid, the uptick in active listings suggests a potential cooling in the hyper-competitive pressure seen in prior quarters.
This ZIP is best suited for family buyers and first-time homeowners seeking entry-level housing in an urban environment at a price point below the regional median.
Median prices moved up 25.5% year over year.
Homes spend a median of 13 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98.7% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.3% · poverty 22.8% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 46619, St. Joseph County, Indiana
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Reported crime trends in South Bend generally follow regional urban patterns. The area remains focused on public safety initiatives.
The area is served by the South Bend Community School Corporation, which maintains a mix of elementary, middle, and high schools with varying performance ratings.
The region is primarily inland and faces typical Midwest climate risks, including seasonal wind and thunderstorm activity. It is not prone to major wildfire or coastal flood hazards.
Development momentum is tied to broader South Bend revitalization efforts, focusing on infrastructure and workforce housing. No specific major corporate headquarters are currently under construction within this ZIP.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
Most residents utilize personal vehicles for commuting. The average commute time is approximately 21 minutes to local employment hubs.
The area offers access to several local parks and community centers. It is within a short drive to the broader retail and dining districts of South Bend.
Rental demand remains steady with a mix of single-family and multi-family units. Vacancy rates remain relatively low due to the affordability of the local rental market.
The economy is supported by healthcare, education, and manufacturing sectors within the regional South Bend-Mishawaka market.
The area relies on regional highway corridors and local road networks for connectivity to the South Bend employment core.
No large-scale, transformative infrastructure or mixed-use developments are currently slated specifically for this ZIP code per public records.
St. Joseph County manages property assessments with state-mandated caps on residential homesteads.
Parcels are primarily governed by the St. Joseph County taxing district and the South Bend Community School Corporation.
Property insurance in the region is subject to standard Midwestern coverage requirements, with premiums reflecting local weather-risk profiles.
Data retrieved from data.census.gov ZCTA 46619 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Smiley's Space Themed Adventure Park4.310 mi
- Niles Scream Park4.411.9 mi
- Sky Zone Trampoline Park4.19.3 mi
- Chuck E. Cheese3.78.2 mi
- Mega Play4.18.3 mi
- Notre Dame Stadium4.86.7 mi
- Journeyman Distillery4.617.1 mi
- Golden Corral Buffet & Grill49.5 mi
- Compton Family Ice Arena4.86.7 mi
- Joyce Center4.76.8 mi
- Potawatomi Zoo4.56.8 mi
- Potato Creek State Park4.78.2 mi
- Cinemark South Bend and SCREENX4.68.5 mi
- Basilica of the Sacred Heart4.96.5 mi
- Smiley's Space Themed Adventure Park4.310 mi
- Indiana Dinosaur Museum4.23.8 mi
- Fernwood Botanical Garden4.714.6 mi
- Studebaker National Museum4.84.7 mi
- The Lerner Theatre4.719.5 mi
- The Golden Dome4.96.6 mi
- Potato Creek State Park4.78.2 mi
- Howard Park4.75.7 mi
- Central Park4.68.8 mi
- St. Patrick's County Park4.78.2 mi
- Newton Park4.69.1 mi
- Wyland's Mishawaka Marina4.411.8 mi
- Warren Golf Course4.67.6 mi
- Elbel Park Golf Course4.56.7 mi
- Knollwood Country Club4.410.7 mi
- Morris Park Country Club4.77.3 mi
- Juday Creek Golf Course3.811 mi
- University Park Mall4.39.3 mi
- Meijer4.19.2 mi
- Meijer4.16 mi
- Meijer4.29.2 mi
- T.J. Maxx4.39.5 mi
- South Bend International Airport4.34.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Various neighborhood parks and community centers serving the local population.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.